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Lenders First Choice - Judy Nisonger/CA
8/5/2004 5:00:14 PM (1869 views)
Re: Lenders First Choice - Shannon Blatt/VA
8/5/2004 11:14:02 PM (2561 views)
Re: Lenders First Choice - Judy Nisonger/CA
8/6/2004 11:59:48 AM (2491 views)
Re: Lenders First Choice - Edward Mastrianni/CT
8/7/2004 7:41:34 PM (2498 views)
Re: Lenders First Choice - Teresa Beeman/NC
8/9/2004 10:31:27 AM (2457 views)
Re: Lenders First Choice - Shannon Blatt/VA
8/10/2004 12:32:25 AM (2375 views)
Re: Lenders First Choice - Teresa Beeman/NC
8/10/2004 10:06:05 AM (2450 views)
Re: Lenders First Choice - debra price/UT
8/12/2004 12:16:28 AM (2437 views)
Re: Lenders First Choice - Gary Hays/FL
2/9/2006 10:11:19 AM (2258 views)

Title Searches - Steve Levinson/FL
8/5/2004 2:20:21 PM (1732 views)
Re: Title Searches - Robert Franco/OH
8/5/2004 4:45:43 PM (2493 views)
Re: Title Searches - Steve/FL
8/5/2004 5:03:07 PM (2444 views)
Re: Title Searches - Robert Franco/OH
8/5/2004 5:32:39 PM (2422 views)
But, how do you REALLY feel, Robert? - Scott Perry/PA
8/5/2004 10:13:27 PM (2492 views)
Re: But, how do you REALLY feel, Robert? - Robert Franco/OH
8/6/2004 11:02:54 AM (2420 views)
Re: But, how do you REALLY feel, Robert? - Ellen Malloy/MO
8/6/2004 2:34:31 PM (2333 views)

I totally understand how you feel Robert....last year was my worst year ever.  My costs sky rocketed, and fees from customers plummeted.  After six months of that trend, I had no choice but to tell customers they either had to pay my charge...or find someone else.  It is now August, and we are still struggling to get out from under the debt that I accumulated trying to keep things going. But we are still here, and fortunately the girls that work for me - are good people and willing to do whatever it takes to keep going.  We pick up a customer here and there, and every bit helps but there are days when that accounts recievable sure could use a shot in the arm.  I know of two abstractors who are no longer around in the courthouse...and I would guess it was probably because of problems with their searches and/or the business slowing down. Meanwhile, for every two that are no longer in business - there are four new ones.  I know several people who mistakenly got the impression that this is an easy way to make a buck.  Wrong. wrong. wrong.   Two of my employees  have worked for me a little over 18 months...and the more they learn...the more they understand how little they DO know.  I have been abstracting and examining over 20 years..and I am STILL LEARNING.  Laws change. Interpretations change from customer to customer....
   My reputation...my company's reputation...is our biggest asset and our largest liability.   If I curtail quality in the name of turnaround time and expense, my risk of error increases.  When my risk increases....errors occur. Those errors damage credibility...which affects client confidence. Client confidence determines  where the orders go.  We are at the edge of this turning tide of growth.  And I do get angry when I hear or see some person who thinks that all that is involved is finding a warranty deed and the loan after it. It doesn't matter who executed the deed, who signed the loan papers, etc. etc. And it's not just abstractors that are doing this kind of stuff - the newer title companies have people working for them that just do not know what they are doing....they don't do updates, they don't check court (its on the credit report anyway, right???)...they don't run additional names on the title....geez..it's appalling what all is or isn't being done anymore. I am as guilty as the next person by thinking that well, they will go out of business sooner or later so it won't affect me.  WRONG.  By the time they go out of business, I may be out of business.  My vendor may be out of business from all the stupidity that they have been exposed to. I think that it is REALLY in all of our best interest to get this certification process in place - and to make sure that somehow, it becomes such a standard in this industry - that incompetency becomes a thing of the past. In the meantime, as long as my fax machines keep working, and I squeeze one more copy from each printer, all the cell phones recharge,  the copy bill stays within $100, the computers don't lock up, and the mailman brings a check now and again - just in time to make payroll ....

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Re: But, how do you REALLY feel, Robert? - Steve Levinson/FL
8/6/2004 4:14:10 PM (2325 views)
Re: But, how do you REALLY feel, Robert? - Slade Smith/OH
8/6/2004 5:24:21 PM (2345 views)
CERTIFICATION - Shannon Blatt/VA
8/7/2004 12:04:42 AM (2352 views)

Northeastern Title Services? - Sean/NH
8/5/2004 8:04:51 AM (1253 views)

NO PAYS - Patty Bolden/TX
8/5/2004 8:00:13 AM (1728 views)
Re: NO PAYS - Michael Solt/PA
8/5/2004 2:55:22 PM (2378 views)
Re: NO PAYS - Kunal Khanna/VA
8/13/2004 1:36:27 PM (2375 views)
Re: NO PAYS - Ronald Seal/NJ
8/16/2004 11:26:41 AM (2545 views)

Any ideas for business cards - Loretta Reed/MD
8/4/2004 10:30:41 PM (1567 views)
Re: Any ideas for business cards - David Bloys
8/5/2004 9:52:42 AM (2386 views)
Re: Any ideas for business cards - Amanda Packey/FL
8/6/2004 4:25:50 PM (2377 views)
Re: Any ideas for business cards - Brian Whiteford/MD
8/5/2004 10:03:02 AM (2437 views)
Re: Any ideas for business cards - Brian Whiteford/MD
8/6/2004 11:02:56 AM (2388 views)




Starting A Title Co...? - Mark Russomanno/NJ
8/4/2004 8:56:32 PM (1722 views)
Re: Starting A Title Co...? - Shannon Blatt/VA
8/4/2004 11:22:08 PM (2491 views)
Re: Starting A Title Co...? - Amy Holder/NJ
8/5/2004 2:28:19 PM (2428 views)

Questions and more questions... - Judy Nisonger/CA
8/4/2004 6:44:18 PM (1599 views)
Re: Questions and more questions... - Shannon Blatt/VA
8/7/2004 12:10:19 AM (2366 views)

Another request to lower fees - Robert Franco/OH
8/4/2004 11:09:33 AM (1837 views)
Re: Another request to lower fees - Barbara Bennett/IN
8/4/2004 4:47:09 PM (2603 views)
Re: Another request to lower fees - Douglas Gallant/OH
8/4/2004 4:52:19 PM (2607 views)
Because everyone lowers them - Kurt deVries/FL
8/5/2004 1:58:31 PM (2496 views)
Re: Because everyone lowers them - Amanda Packey/FL
8/6/2004 4:30:51 PM (2498 views)
Re: Another request to lower fees - Robert Breakell/CT
8/5/2004 6:28:40 PM (2518 views)
You wanna play, you gotta pay! - Scott Perry/PA
8/5/2004 9:58:28 PM (2481 views)
ENRON, ENRON, ENRON!!! - Georgette Cope/MT
8/6/2004 1:45:04 PM (2448 views)
Re: ENRON, ENRON, ENRON!!! - SHARON YAHRAES/ID
8/9/2004 7:40:40 PM (2494 views)

ONLINE COURSE - JOHN COTTON/TX
8/3/2004 5:51:05 PM (1663 views)
Re: ONLINE COURSE - Scott Perry/PA
8/3/2004 9:00:18 PM (2474 views)
Re: ONLINE COURSE - Shannon Blatt/VA
8/3/2004 10:26:14 PM (2458 views)
Re: ONLINE COURSE - Robert Franco/OH
8/3/2004 10:55:34 PM (2401 views)
Re: ONLINE COURSE - JOHN COTTON/TX
8/4/2004 3:19:11 PM (2457 views)
Re: ONLINE COURSE - Robert Franco/OH
8/4/2004 4:31:08 PM (2470 views)
Re: ONLINE COURSE - Judy Nisonger/CA
8/4/2004 6:40:00 PM (2398 views)

Docupen - John OConnor/IL
8/2/2004 6:00:46 PM (1709 views)
Re: Docupen - Robert Franco/OH
8/2/2004 6:19:32 PM (2504 views)
Re: Docupen - John OConnor/IL
8/3/2004 6:12:52 PM (2403 views)
Re: Docupen - Judy Nisonger/CA
8/4/2004 6:41:28 PM (2437 views)
Re: Docupen - Robert Franco/OH
8/5/2004 9:58:26 AM (2398 views)
Re: Docupen - Judy Nisonger/CA
8/5/2004 4:52:34 PM (2407 views)

Web page and E-mail - NALTEA/MO
8/2/2004 5:30:32 PM (1184 views)

As of 8/1/2004 Non-Payments clients - Angelica DelliCarpini/IN
8/1/2004 8:28:28 PM (1728 views)
Re: As of 8/1/2004 Non-Payments clients - NALTEA
8/3/2004 6:42:16 PM (2404 views)
Re: As of 8/1/2004 Non-Payments clients - Jay Duncan/MO
8/3/2004 11:24:53 PM (2421 views)
Re: As of 8/1/2004 Non-Payments clients - Kelli Gorman/TX
8/5/2004 12:09:47 PM (2297 views)

I hope this applies..... - Loretta Reed/MD
8/1/2004 7:47:02 PM (1641 views)
Re: I hope this applies..... - Jay Duncan
8/2/2004 10:06:30 AM (2490 views)
Re: I hope this applies..... - Whitney Lewis/FL
8/2/2004 3:23:19 PM (2381 views)
Re: I hope this applies..... - Loretta Reed/MD
8/2/2004 4:50:38 PM (2441 views)
Re: I hope this applies..... - Barbara Bennett/IN
8/2/2004 3:17:37 PM (2449 views)
Re: I hope this applies..... - monica froese/ME
8/2/2004 11:12:06 PM (2433 views)
Re: I hope this applies..... - Scott Perry/PA
8/3/2004 8:50:09 PM (2440 views)

Warning! - Judy Nisonger/CA
7/31/2004 12:12:34 AM (1715 views)
Re: Warning! - Shannon Blatt/VA
7/31/2004 9:31:12 AM (2502 views)

Advanced Technology Article - Shannon Blatt/VA
7/30/2004 6:40:31 PM (1320 views)


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