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What about SOT? - Judy Nisonger/CA
6/9/2004 11:34:47 AM (1912 views)
Re: What about SOT? - Robert Franco/OH
6/9/2004 1:41:14 PM (3503 views)
Re: What about SOT? - Slade Smith/OH
6/9/2004 1:41:36 PM (3280 views)
Re: What about SOT? - Miriam Shoaff/IN
6/15/2004 10:46:06 PM (3286 views)

Hello from Publications & Benefits! - Daphne Hunt/CA
6/9/2004 12:37:00 AM (1475 views)

Naltea email addresses - NALTEA/OH
6/8/2004 3:45:18 PM (1429 views)

Rich text on the message board - Slade Smith/OH
6/8/2004 2:35:43 PM (2756 views)
Re: Rich text on the message board - Robert Franco/OH
6/8/2004 5:48:20 PM (3466 views)
Re: Rich text on the message board - Mary Mitchel/NY
6/9/2004 10:43:18 AM (3487 views)
Re: Rich text on the message board - CLEOFI BLASS/NJ
6/9/2004 5:10:21 PM (3539 views)
Re: Rich text on the message board - Smitty Strickland/SC
6/9/2004 7:37:45 PM (3476 views)

NALTEA'S 1ST CONFERENCE - Smitty Strickland/SC
6/7/2004 7:20:08 PM (2022 views)
Re: NALTEA'S 1ST CONFERENCE - Jay Duncan
6/7/2004 10:30:02 PM (3638 views)
Re: NALTEA'S 1ST CONFERENCE - Wanda Steudel/OH
6/8/2004 1:26:38 PM (3579 views)
Re: NALTEA'S 1ST CONFERENCE - Slade Smith/OH
6/8/2004 2:51:27 PM (3520 views)
Re: NALTEA'S 1ST CONFERENCE - Len Page/MA
6/9/2004 9:41:54 PM (3619 views)




NALTEA CONFERENCE 2004 - NALTEA
6/7/2004 3:44:12 PM (2527 views)

NALTEA MEMBERSHIP - Bill Elliott/NC
6/7/2004 10:29:26 AM (1880 views)
Re: NALTEA MEMBERSHIP - Robert Franco/OH
6/7/2004 10:50:10 AM (3436 views)

SOT CERTIFICATION - Bill Elliott/NC
6/7/2004 10:17:56 AM (1944 views)
Re: SOT CERTIFICATION - Robert Franco/OH
6/7/2004 10:43:34 AM (3548 views)
Re: SOT CERTIFICATION - Shannon Blatt/VA
6/7/2004 11:44:14 PM (3489 views)

NALTEA conference - Douglas Gallant/OH
6/6/2004 4:13:28 PM (2092 views)
Re: NALTEA conference - Robert Franco/OH
6/6/2004 10:49:39 PM (4739 views)
Re: NALTEA conference - Mary Mitchel/NY
6/7/2004 8:52:28 AM (3668 views)
Re: NALTEA conference - Slade Smith/OH
6/7/2004 11:13:17 AM (3731 views)
Re: NALTEA conference - Douglas Gallant/OH
6/8/2004 9:12:14 PM (3720 views)
Re: NALTEA conference - Ellen Malloy/MO
6/7/2004 1:04:24 PM (3761 views)
Re: NALTEA conference - Robert Franco/OH
6/7/2004 1:27:13 PM (3477 views)
Re: NALTEA conference - Douglas Johnson/MN
6/7/2004 4:34:26 PM (3650 views)
Re: NALTEA conference - Len Page/MA
6/9/2004 9:25:13 PM (3526 views)

PPA, Inc. - Kathy Clark/CA
6/4/2004 12:45:59 PM (1857 views)
Re: PPA, Inc. - Shannon Blatt/VA
6/4/2004 10:58:15 PM (3721 views)
Re: PPA, Inc. - Kathy Clark/CA
6/5/2004 11:26:37 AM (3510 views)
Re: PPA, Inc. - Mary Mitchel/NY
6/7/2004 8:55:30 AM (3525 views)

CONFERENCE DRESS CODE? - Miriam Shoaff/IN
6/3/2004 9:00:15 PM (1876 views)
Re: CONFERENCE DRESS CODE? - Robert Franco/OH
6/3/2004 9:27:00 PM (3421 views)

The Man Song - Jay Duncan
6/3/2004 8:40:15 PM (2697 views)
Re: The Man Song - Miriam Shoaff/IN
6/3/2004 9:11:43 PM (3499 views)

Joke part 2 - Jay Duncan
6/3/2004 5:26:29 PM (1483 views)

Joke, part 1 - Jay Duncan
6/3/2004 5:25:14 PM (1474 views)

The NALTEA Solution, cont... - Sam Borum/FL
6/3/2004 2:38:47 PM (1915 views)
Re: The NALTEA Solution, cont... - Judy Nisonger/CA
6/3/2004 2:57:23 PM (3461 views)
Re: The NALTEA Solution, cont... - ELLEN MALLOY/MO
6/4/2004 12:59:54 PM (3605 views)
Re: The NALTEA Solution, cont... - Sam Borum/FL
6/5/2004 3:15:07 AM (3495 views)

Thanks for the feed back Ellen,

I have witnessed this first hand as an 2nd shift manager for a abstracting company that had a sweet contract for prequalified home lenders. We covered the whole state of Florida and just in an 8 hour shift we could produce 100 current owner searches {at average current owner rates} a night using only 5 abstractors not including myself. I am sure that there are people out there that have seen it too, or participated in this process. I also know that if you can produce quality work with quick turnarounds at a volume. You will gain more lucrative contracts and can charge competive rates as well.

I compare what is going to happen to this industry as to what an effect a super wal-mart has on small businesses once it opens in a small town. They end up going belly up. The same principle can apply to this industry, when thirty year searches can be done online and the need for courthouse visits will diminish. That is when the super wal marts of the title industry will have what I envision similar to a small or large call center with employees at cubicles with a computer having internet access and printing software. That enables you to print to digital form then networked together for file transferring, and handling quality control issues, then sent to the client with what we would deem unsuitable by todays standards as an independant of a 2 hour turnaround..... in turn the need for independants would be pratically nonexistant.

The pay system can be done on a quota style, for number of orders completed correctly with your quota met and incentives for surpassing your quota. I understand your reasoning behind why some would still perfer to use some independants, loyalty, quality of work, and quick reliable turnarounds. Although I do not believe it will be a money issue, because we all know that even though we bicker about someone undercutting your rates, in the long run the group that you should be upset with is your client for tossing you to the wayside for a cheaper rate.

That is why I dont think it will be a money issue because if they will switch on you for a 5 dollar cut on your rate then what is to stop them from setting up there own searchers or contracting it out to a company that works on volume with quick turnaround and rates so low you cant compete with due to the volume they produce.

I am not complaining, this is just the nature of the beast called business. If you can not change with it it will leave you behind and belly up as the super wal marts get bigger and richer.

I hate to mention this but I really dont think an association will last long, because of this online trend but a national independant abstractors union will politcal pull and presence to lobby legislators to pass laws regarding the certification, standards, and guidelines as to the way title searches are done and who does them, as well as look out for and protect the way of life as an independant abstractor.

Food for thought: The title industry benefits the most from online documentation and trust me they have a large lobbying group that has looked into the future and see that they can charge the same amount for there services but acquire a part of that service at a rate they control as well as turnaround times that they can control by doing it inhouse. Thus not relying on independants that they only have phone or email conversations with, versus a company employee having to uphold company policy and is seen on a daily basis for easy followup.

Again Thanks Ellen

Ellen, are you anywhere close to Jefferson County Mo I have friend that is need of a deed for her deceased grandmother's property. I have contacted the appraisers office and they say the address I give them does not exist although it will map on several map sites and there is a address one number higher than the one I need. I know it exist's, I just think they have it indexed wrong on there website. She lives in Tampa, her and her sister are worried and would like to see the deed to the property to see who's name is on it now after there grandmother died.
Sam

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