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[+] Increase in Recording Fees in Ohio - stephen willard/OH (3 replies)
8/12/2019 9:06:51 AM (636 views)

[+] Nationwide Abstrax - Marilyn Knobel/NY (5 replies)
7/31/2019 9:22:54 PM (1454 views)

[+] SLK Global Solutions - NON PAYER - Tamara Howard/FL (3 replies)
7/31/2019 8:58:22 AM (1022 views)

[+] As if the lender's name wasn't bad enough... - Jay Duncan/MO (3 replies)
7/29/2019 1:20:30 PM (1248 views)

[+] North Star from GA - Sherry Greene/MI (7 replies)
7/26/2019 7:44:44 AM (1260 views)


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[+] Chow at CLK Title - g h/SC (2 replies)
7/25/2019 4:32:17 PM (1030 views)

[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
7/23/2019 3:24:56 PM (896 views)

[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (1069 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (1464 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (1216 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1632 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (934 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (862 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (556 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (596 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (734 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (613 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (649 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (628 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (217 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (666 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (605 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (513 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (644 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (371 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (216 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (954 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1382 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (721 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (953 views)


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