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[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
7/23/2019 3:24:56 PM (958 views)

[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (1155 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (1531 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (1345 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1696 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (959 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (891 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (585 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (624 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (769 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (632 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (681 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (655 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (234 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (704 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (642 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (528 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (669 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (411 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (235 views)


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Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (998 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1439 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (791 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (1044 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2142 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1216 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (1232 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (1163 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (798 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (1066 views)


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