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[+] SLK Global Solutions - NON PAYER - Tamara Howard/FL (3 replies)
7/31/2019 8:58:22 AM (1954 views)

[+] As if the lender's name wasn't bad enough... - Jay Duncan/MO (3 replies)
7/29/2019 1:20:30 PM (2046 views)

[+] North Star from GA - Sherry Greene/MI (7 replies)
7/26/2019 7:44:44 AM (2079 views)

[+] Chow at CLK Title - g h/SC (2 replies)
7/25/2019 4:32:17 PM (1743 views)

[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
7/23/2019 3:24:56 PM (1662 views)


AccuSearch Company


[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (1837 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (2234 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (2495 views)

[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (2473 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (1660 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (1644 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (1383 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (1438 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (326 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (1554 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (1242 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (1405 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (1353 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (814 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (332 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (1450 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (1302 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (303 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (1101 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (363 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (1376 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (354 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (1180 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (819 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (375 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (1525 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (2257 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (1384 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (2147 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2919 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1919 views)


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