Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (3572 views)

[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (3413 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

to post a reply: login - or - register


Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (2742 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (2786 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (2466 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (2531 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (1232 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (2587 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (2341 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (2458 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (2374 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (1885 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (1352 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (2561 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (2368 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (1257 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (2161 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (1268 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (2461 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (1249 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (2263 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (1963 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (1317 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (2326 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (3116 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (2191 views)




[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (3141 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (3901 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (2892 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (2917 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (2706 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (2081 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (2568 views)

[+] Indus Abstract Services, Inc. - Smitty Strickland/SC (5 replies)
6/23/2019 1:47:26 PM (2925 views)

[+] Servicelink - Sherry Greene/MI (11 replies)
6/19/2019 5:05:13 PM (3979 views)

[+] I'm done with "gap searches" - Alix Ott/MI (9 replies)
6/19/2019 4:05:08 PM (3141 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8956 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

Implementing AI: Why Persistence Pays Off (and Most People Quit Too Soon)
Michael Gigliotti's Blog
2025/07/09
0 comments

Creative Ways Millennials and Gen Z Are Approaching Homeownership
Marissa Berends's Blog
2025/07/02
0 comments

How Another War in the Middle East Could Impact the Housing Market
Marissa Berends's Blog
2025/06/30
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

NAR Secures Major Wins for Real Estate in Landmark Tax Reform Bill
“For months, REALTORS® across America have been at the forefront of tax reform, making sure Congress understo...
Title Resources Group Announces Executive Management Transition
Title Resources Group (TRG), the nation's fifth largest title insurance underwriter, announced today the appointment of ...
Mortgage Applications Increase in Latest MBA Weekly Survey
“Mortgage rates were lower across all loan types last week, with the 30-year fixed rate declining to its lowest le...
Stewart Group Senior Vice President, Direct Operations and President of Stewart Title of California Wyomia Clifton Honored with HousingWire's 2025 Women of Influence Award
Clifton currently oversees operations across nine states in her role as Group Senior Vice President, Direct Operations a...
Rocket Companies Completes Acquisition of Redfin
The companies also today introduced Rocket Preferred Pricing. Clients who finance their home through Rocket Mortgage and...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.