AIP - Norman Spencer
NAILTA
Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Allegheny County, PA Lot Lines - Amber Townsend/MD (1 reply)
8/14/2019 4:19:45 PM (506 views)

[+] TM Abstract and Notary Bankruptcy - Darren Miller/CA (2 replies)
8/12/2019 1:48:11 PM (600 views)

[+] Increase in Recording Fees in Ohio - stephen willard/OH (3 replies)
8/12/2019 9:06:51 AM (477 views)

[+] Nationwide Abstrax - Marilyn Knobel/NY (2 replies)
7/31/2019 9:22:54 PM (1062 views)

[+] SLK Global Solutions - NON PAYER - Tamara Howard/FL (3 replies)
7/31/2019 8:58:22 AM (843 views)


AccuSearch Company


[+] As if the lender's name wasn't bad enough... - Jay Duncan/MO (3 replies)
7/29/2019 1:20:30 PM (1065 views)

[+] North Star from GA - Sherry Greene/MI (7 replies)
7/26/2019 7:44:44 AM (1058 views)

[+] Chow at CLK Title - g h/SC (2 replies)
7/25/2019 4:32:17 PM (848 views)

[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
7/23/2019 3:24:56 PM (725 views)

[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (855 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (1260 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (919 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1472 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

to post a reply: login - or - register


Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (815 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (752 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (440 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (459 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (599 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (518 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (535 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (509 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (113 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (557 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (484 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (409 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (513 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (225 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (124 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (843 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1193 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Redvision (DataTrace)
Directory

The Source of Title Business directory has 8716 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

How Do You Know if a Potential Client is Trustworthy?
Christopher Hoffer's Blog
2019/08/26
1 comments

True or False: Zillow is Taking Over Title Searches
Christopher Hoffer's Blog
2019/08/15
0 comments

5 Cyber Security Issues Title Agents Should Be Aware of
Christopher Hoffer's Blog
2019/06/07
0 comments

TitlePac
Articles

Source of Title articles help to keep you informed on the state of the title industry.

Florida Title Agents Can Now Earn CE Credits Using Mobile App Via Real Estate Law Series
Florida title agents and attorneys can now earn continuing education credits through Real Estate Law Series (RELS) via t...
NAR Leader Joins President Trump as Proposal to Modernize, Strengthen NEPA Is Announced
National Association of REALTORS® President Vince Malta on Thursday joined President Trump at the White House as th...
Fourth Quarter Good Time to Buy and Sell Home, Realtor® Survey Says
More than half of Americans recently polled believe that now is a good time to make a home purchase, according to the la...
Realtor® Leaders Meet with Secretary Carson, Pass Sweeping New Fair Housing Action Plan
Leadership from the National Association of Realtors® met with Housing and Urban Development Secretary Ben Carson a...
Mortgage Applications Decreased Over Two Week Period in Latest MBA Weekly Survey
Mortgage applications decreased 1.5 percent from two weeks earlier, according to data from the Mortgage Bankers Associat...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2007, Source of Title.