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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (3557 views)

[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (3401 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (2732 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (2778 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (2453 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (2520 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (1218 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (2573 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (2332 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (2444 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (2364 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (1873 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (1340 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (2548 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (2351 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (1242 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (2152 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (1258 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (2452 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (1240 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (2250 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (1943 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (1303 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (2313 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (3107 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (2182 views)




[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (3133 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (3898 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (2887 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (2908 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (2702 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (2073 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (2564 views)

[+] Indus Abstract Services, Inc. - Smitty Strickland/SC (5 replies)
6/23/2019 1:47:26 PM (2919 views)

[+] Servicelink - Sherry Greene/MI (11 replies)
6/19/2019 5:05:13 PM (3972 views)

[+] I'm done with "gap searches" - Alix Ott/MI (9 replies)
6/19/2019 4:05:08 PM (3137 views)


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