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[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (2042 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (2412 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (2779 views)

[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (2657 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (1761 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (1820 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (1528 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (1599 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (410 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (1673 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (1385 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (1553 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (1466 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (958 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (461 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (1594 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (1444 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (411 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (1220 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (449 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (1516 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (429 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (1311 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (973 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (467 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (1714 views)


Real Document Solutions


[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (2465 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (1549 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (2361 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (3163 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (2141 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (2200 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (1984 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (1548 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (1853 views)

[+] Indus Abstract Services, Inc. - Smitty Strickland/SC (5 replies)
6/23/2019 1:47:26 PM (2161 views)


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