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[+] SLK Global Solutions - NON PAYER - Tamara Howard/FL (3 replies)
7/31/2019 8:58:22 AM (892 views)

[+] As if the lender's name wasn't bad enough... - Jay Duncan/MO (3 replies)
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[+] North Star from GA - Sherry Greene/MI (7 replies)
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[+] Chow at CLK Title - g h/SC (2 replies)
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[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
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[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (923 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (998 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1527 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (862 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (800 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (489 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (510 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (651 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (561 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (580 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (559 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (165 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (601 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (535 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (455 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (563 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (290 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (166 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (881 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1248 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (612 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (755 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (1934 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1050 views)


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