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CA Bay Area - Dan Zook/NY
6/15/2021 9:09:57 PM (2286 views)

[+] Shovel Technologies Inc. - Jay Duncan/MO (4 replies)
6/14/2021 12:36:49 PM (1738 views)

[+] E&O - Scott Oberlin/OH (6 replies)
6/6/2021 2:06:35 PM (1696 views)

[+] Hospital Lien in Florida - Lucille Femine/TN (5 replies)
6/4/2021 8:28:02 AM (1891 views)

[+] Real T Solutions = Non-payer - Dan Zook/NY (10 replies)
5/26/2021 2:00:50 PM (2424 views)




[+] To all the ground searchers out there - Kara Foster-Morales/OH (6 replies)
5/25/2021 4:16:11 PM (2688 views)

[+] American Abstract out of Florida - Angela Sharp/CA (1 reply)
5/20/2021 12:42:50 PM (2243 views)

[+] IAS not paying invoices - Donna McKamy/MT (5 replies)
5/17/2021 4:14:39 PM (2334 views)

[+] TODAY IS ASAP'S 22ND ANNIVERSARY! - ANTHONY CITARELLA/FL (2 replies)
5/11/2021 8:46:02 AM (1618 views)

[+] Off Shore Abstract Pricing - Kurt deVries/FL (7 replies)
5/6/2021 10:34:58 AM (2638 views)

[-] Comment on "Minorities and Student Debt Holders Purchased Lower-Priced Homes, Leading to Lost Wealth Accumulation Over Time" - Source of Title/OH (9 replies)
5/3/2021 1:06:13 PM (2022 views)
Debt to Income Ratios? - Victoria Moate/NJ
5/3/2021 1:06:13 PM (3124 views)
Re: Debt to Income Ratios? - Constance Foye/VA
5/10/2021 10:27:17 PM (3074 views)
Re: Debt to Income Ratios? - Judy Maclauchlan/LA
5/17/2021 9:00:51 AM (2931 views)
Re: Debt to Income Ratios? - Robert Franco/OH
5/17/2021 9:27:10 AM (2853 views)
Re: Debt to Income Ratios? - george Hubka/MI
5/18/2021 9:05:23 PM (2872 views)

Robert,  In re  your concerns:  1-  Is part of the, "that I have never missed a student loan payment, and I still owe more..." caused by the fact that the payment schedule and payment amounts are so low that they take so long to completely amortize, compared to other type of loans?

 2-  While "personal growth through education" is desirable, not all persons going into the trades to earn a living might agree with you.  Getting the skills needed to earn that living, often at much higher wages than many college grads earn in their chosen fields, is much wiser in their minds than having a brain full of useful book knowledge.  

3-  Many of those who are having a struggle with making payments because they "can't find jobs in their fields, or they don't pay what they expected", perhaps should have dedicated part of that "educational effort" into checking out the details of the fields they selected, before declaring a major and wasting student loan funds on bank rolling classes for jobs that will not support them properly.  Many majors seemed classy, but offer little income possibility.

4-  Perhaps more of the "education" provided to  students should be about WORKING during the time they are going to college, even if it would mean 5-6 years to graduated without a mountain of debt as promoted by the schools and government.  WORK seems to be a dirty word to many students.

Regards, 

George 

 

 

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Re: Debt to Income Ratios? - Robert Franco/OH
5/19/2021 8:53:47 AM (2923 views)
Re: Debt to Income Ratios? - george Hubka/MI
5/19/2021 2:01:56 PM (2952 views)
Re: Debt to Income Ratios? - Robert Franco/OH
5/20/2021 8:12:47 AM (2947 views)
Re: Debt to Income Ratios? - george Hubka/MI
5/19/2021 2:10:52 PM (2917 views)

[+] Reinstating Subdivision Restrictions - Tabatha Mack/OH (10 replies)
4/29/2021 1:42:28 PM (4494 views)

[+] VKM Title - Jonathan Mintz/TN (12 replies)
4/20/2021 8:33:51 PM (3574 views)

[+] GROUND RENT CHAIN WITH LEASE - Saundra  Scott/MD (2 replies)
4/16/2021 4:54:40 PM (1862 views)

YDeal Title Services, LLC - Update - Angela Sharp/CA
4/14/2021 7:51:20 PM (1583 views)


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