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to post a message: login - or - register | search messages | show all replies



[+] Lipstick on a Pig? REVISED POSTING - . APS/NY (1 reply)
12/18/2008 4:04:54 PM (4136 views)

[+] Legacy Title (Indiana) - Barbara Bennett/IN (1 reply)
12/17/2008 7:13:52 PM (4227 views)

[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (4448 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (5740 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (5769 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (5530 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (5378 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (5757 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (5384 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (5351 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (5322 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (5413 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (5241 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (5121 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (5303 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (5127 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (5331 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (5168 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (5643 views)

I think there is a place for disclaimers. I don't use a general disclaimer but I believe they are appropriate and necessary for many situations. Especially when it serves to report local anomalies or clarify expectations.

For example:

  • When the client asks you to update someone elses work. We use a disclaimer stating that the search only covered a specific time period and a specific name. We are currently doing several of these as our client has picked up the work of a company that has gone out of business - thus explaining why we didn't do the original report.
  • When the county records have known errors. Last summer, one of my counties made a switch from one computer system to another. In the process six months worth of records disssapeared from the index. The documents were still in the books, but there was no way to find them. I discovered the error and put a disclamer on all my reports for that county until the county resolved the issue.
  • When a search request is beyond the scope of practicality. Many counties in Texas do not index assignments by borrower name. Legal descriptions are not indexed and in some computer indexes do not even appear in the index. This can make it impractical to accurately track a chain of assignments, unless the client is willing to pay the abstractor for a hand examination of thousands of documents.
  • When your source uses a disclaimer. While I've never found a county to post a disclaimer and I only work directly from the county records, most online databases have a disclaimer. I think it would be reckless to NOT use a disclaimer that restates any disclaimer of your source. No one can be more accurate than their source.
  • When your client requests a partial search. We've had clients request searches that leave out judgements, tax liens and other involuntary liens. In these cases we will either report them anyway or place a disclaimer on the report re-stating the vendors request.

These are just a few examples where a disclaimer serves to inform our clients of local situations in the county records that can affect accuracy and restates our obligations.  We carry a million dollars in insurance but it is not intended to protect us against the errors of others. In my view, a disclaimer that reports local anomylies or clarifies search results does, in fact, reflect pride in one's own work and should be part of any report where anomalies are found.

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Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (5195 views)
Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (5250 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (5214 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (5363 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (5266 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (5115 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4981 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4999 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (5173 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (5244 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (7801 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4978 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (5187 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (5145 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (5009 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (5055 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4962 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4979 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (5084 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4920 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (7204 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (5006 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (5136 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (4879 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (5180 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (4906 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (4893 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4966 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (7150 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (5126 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (4831 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (4666 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (4732 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (4554 views)

[+] HELP!!!!!!!!!!!!! - HEIDI CIMA/PA (3 replies)
12/12/2008 2:15:57 PM (4522 views)




[+] First American Doc Edge Software - ecenteno/NV (5 replies)
12/12/2008 12:17:28 PM (4569 views)

[+] Letter sent re: deed copy for $$ - Clanci Nelson/OH (2 replies)
12/11/2008 10:50:53 AM (4309 views)

[+] C- Fax - Douglas Johnson/MN (3 replies)
12/11/2008 9:23:23 AM (3995 views)

[+] Please help stop the auction... - J Nisonger/CA (25 replies)
12/10/2008 9:28:13 PM (5955 views)

[+] Timios, Inc - Ken/AL (3 replies)
12/10/2008 6:02:13 PM (4912 views)

[+] Holiday Cheer! - Dan Zook/NY (5 replies)
12/10/2008 10:25:58 AM (3869 views)

[+] ESS Solutions, LLC - Christine Sheeler/PA (2 replies)
12/10/2008 7:06:08 AM (4128 views)

[+] LandAmerica - Barbara Bennett/IN (7 replies)
12/9/2008 5:40:32 PM (4479 views)

[+] EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL (4 replies)
12/9/2008 12:01:16 PM (7722 views)

[+] Is business still slow? - Greg M/NJ (7 replies)
12/8/2008 1:12:00 PM (4296 views)


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