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[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (4215 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (4978 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (5004 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (4756 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (4643 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (5014 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (4629 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (4609 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (4587 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (4636 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (4484 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (4331 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (4563 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (4383 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (4563 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (4416 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (4850 views)

I think there is a place for disclaimers. I don't use a general disclaimer but I believe they are appropriate and necessary for many situations. Especially when it serves to report local anomalies or clarify expectations.

For example:

  • When the client asks you to update someone elses work. We use a disclaimer stating that the search only covered a specific time period and a specific name. We are currently doing several of these as our client has picked up the work of a company that has gone out of business - thus explaining why we didn't do the original report.
  • When the county records have known errors. Last summer, one of my counties made a switch from one computer system to another. In the process six months worth of records disssapeared from the index. The documents were still in the books, but there was no way to find them. I discovered the error and put a disclamer on all my reports for that county until the county resolved the issue.
  • When a search request is beyond the scope of practicality. Many counties in Texas do not index assignments by borrower name. Legal descriptions are not indexed and in some computer indexes do not even appear in the index. This can make it impractical to accurately track a chain of assignments, unless the client is willing to pay the abstractor for a hand examination of thousands of documents.
  • When your source uses a disclaimer. While I've never found a county to post a disclaimer and I only work directly from the county records, most online databases have a disclaimer. I think it would be reckless to NOT use a disclaimer that restates any disclaimer of your source. No one can be more accurate than their source.
  • When your client requests a partial search. We've had clients request searches that leave out judgements, tax liens and other involuntary liens. In these cases we will either report them anyway or place a disclaimer on the report re-stating the vendors request.

These are just a few examples where a disclaimer serves to inform our clients of local situations in the county records that can affect accuracy and restates our obligations.  We carry a million dollars in insurance but it is not intended to protect us against the errors of others. In my view, a disclaimer that reports local anomylies or clarifies search results does, in fact, reflect pride in one's own work and should be part of any report where anomalies are found.

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Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (4442 views)
Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (4487 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (4499 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (4619 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (4502 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (4354 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (4243 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (4268 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (4442 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (4489 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (6963 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (4232 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (4439 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (4378 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (4279 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (4304 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (4201 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (4213 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (4365 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (4227 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (6414 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (4228 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (4397 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (4109 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (4392 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (4158 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (4144 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (4215 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (6312 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (4387 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (4064 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (3944 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (4010 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (4288 views)

[+] HELP!!!!!!!!!!!!! - HEIDI CIMA/PA (3 replies)
12/12/2008 2:15:57 PM (4244 views)

[+] First American Doc Edge Software - ecenteno/NV (5 replies)
12/12/2008 12:17:28 PM (4277 views)

[+] Letter sent re: deed copy for $$ - Clanci Nelson/OH (2 replies)
12/11/2008 10:50:53 AM (3952 views)




[+] C- Fax - Douglas Johnson/MN (3 replies)
12/11/2008 9:23:23 AM (3761 views)

[+] Please help stop the auction... - J Nisonger/CA (25 replies)
12/10/2008 9:28:13 PM (5641 views)

[+] Timios, Inc - Ken/AL (3 replies)
12/10/2008 6:02:13 PM (4650 views)

[+] Holiday Cheer! - Dan Zook/NY (5 replies)
12/10/2008 10:25:58 AM (3587 views)

[+] ESS Solutions, LLC - Christine Sheeler/PA (2 replies)
12/10/2008 7:06:08 AM (3899 views)

[+] LandAmerica - Barbara Bennett/IN (7 replies)
12/9/2008 5:40:32 PM (4241 views)

[+] EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL (4 replies)
12/9/2008 12:01:16 PM (7376 views)

[+] Is business still slow? - Greg M/NJ (7 replies)
12/8/2008 1:12:00 PM (4014 views)

Service agreement - Ray Young/GA
12/8/2008 11:22:16 AM (3120 views)

[+] Freedom Search & Settlement - martha campbell/VA (3 replies)
12/8/2008 6:35:07 AM (6288 views)


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