Kevin, PA is an all inclusive state. Companies can't (some do somehow) charge a title search and exam fee however, the premiums are quite large. Below is a small scale in 100K incriments starting from $0.00:
Insurance (Loan) Amount Premium (Basic)
0-30K $420.00
100 K $863.75
200 K $1363.75
300 K $1863.75
400 K $2363.75
1 Mill $4733.75
Maybe that will help people understand PA a bit better.
Thanks.
Jason
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