Judy:

I wouldn't presume to speak for Sandra, but I don't think she meant "dumb" to apply to either of us (at least not me, lol!)  I really think she was referring to the "Close Cover Before Striking School of Title Abstracting".

Regards,
Scott

(P.S.: Glad to hear you're still alive and kicking!  Hope you all had fun up there in Humbolt county!)