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[+] Legacy Title (Indiana) - Barbara Bennett/IN (1 reply)
12/17/2008 7:13:52 PM (3674 views)

[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (3944 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (4083 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (4237 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (4027 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (3908 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (4215 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (3875 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (3800 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (3856 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (3842 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (3759 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (3603 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (3783 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (3600 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (3795 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (3616 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (4024 views)

I think there is a place for disclaimers. I don't use a general disclaimer but I believe they are appropriate and necessary for many situations. Especially when it serves to report local anomalies or clarify expectations.

For example:

  • When the client asks you to update someone elses work. We use a disclaimer stating that the search only covered a specific time period and a specific name. We are currently doing several of these as our client has picked up the work of a company that has gone out of business - thus explaining why we didn't do the original report.
  • When the county records have known errors. Last summer, one of my counties made a switch from one computer system to another. In the process six months worth of records disssapeared from the index. The documents were still in the books, but there was no way to find them. I discovered the error and put a disclamer on all my reports for that county until the county resolved the issue.
  • When a search request is beyond the scope of practicality. Many counties in Texas do not index assignments by borrower name. Legal descriptions are not indexed and in some computer indexes do not even appear in the index. This can make it impractical to accurately track a chain of assignments, unless the client is willing to pay the abstractor for a hand examination of thousands of documents.
  • When your source uses a disclaimer. While I've never found a county to post a disclaimer and I only work directly from the county records, most online databases have a disclaimer. I think it would be reckless to NOT use a disclaimer that restates any disclaimer of your source. No one can be more accurate than their source.
  • When your client requests a partial search. We've had clients request searches that leave out judgements, tax liens and other involuntary liens. In these cases we will either report them anyway or place a disclaimer on the report re-stating the vendors request.

These are just a few examples where a disclaimer serves to inform our clients of local situations in the county records that can affect accuracy and restates our obligations.  We carry a million dollars in insurance but it is not intended to protect us against the errors of others. In my view, a disclaimer that reports local anomylies or clarifies search results does, in fact, reflect pride in one's own work and should be part of any report where anomalies are found.

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Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (3585 views)
Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (3581 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (3618 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (3826 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (3748 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (3531 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (3500 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (3516 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (3681 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (3653 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (5854 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (3483 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (3564 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (3554 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (3475 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (3436 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (3409 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (3476 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (3523 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (3421 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (5615 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (3457 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (3519 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (3383 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (3650 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (3429 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (3412 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (3484 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (5519 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (3339 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (3333 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (3204 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (3242 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (3961 views)

[+] HELP!!!!!!!!!!!!! - HEIDI CIMA/PA (3 replies)
12/12/2008 2:15:57 PM (3918 views)

[+] First American Doc Edge Software - ecenteno/NV (5 replies)
12/12/2008 12:17:28 PM (3958 views)


Real Title Services


[+] Letter sent re: deed copy for $$ - Clanci Nelson/OH (2 replies)
12/11/2008 10:50:53 AM (3660 views)

[+] C- Fax - Douglas Johnson/MN (3 replies)
12/11/2008 9:23:23 AM (3493 views)

[+] Please help stop the auction... - J Nisonger/CA (25 replies)
12/10/2008 9:28:13 PM (5282 views)

[+] Timios, Inc - Ken/AL (3 replies)
12/10/2008 6:02:13 PM (4382 views)

[+] Holiday Cheer! - Dan Zook/NY (5 replies)
12/10/2008 10:25:58 AM (3298 views)

[+] ESS Solutions, LLC - Christine Sheeler/PA (2 replies)
12/10/2008 7:06:08 AM (3583 views)

[+] LandAmerica - Barbara Bennett/IN (7 replies)
12/9/2008 5:40:32 PM (3917 views)

[+] EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL (4 replies)
12/9/2008 12:01:16 PM (6991 views)

[+] Is business still slow? - Greg M/NJ (7 replies)
12/8/2008 1:12:00 PM (3742 views)

Service agreement - Ray Young/GA
12/8/2008 11:22:16 AM (2917 views)


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