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[+] Lipstick on a Pig? REVISED POSTING - . APS/NY (1 reply)
12/18/2008 4:04:54 PM (3605 views)

[+] Legacy Title (Indiana) - Barbara Bennett/IN (1 reply)
12/17/2008 7:13:52 PM (3687 views)

[-] Remove Disclaimer ??? - Glenda Hodge/TN (49 replies)
12/17/2008 6:47:39 PM (3948 views)
Hold Your Ground - Scott Perry/PA
12/17/2008 11:21:13 PM (4101 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/18/2008 9:52:15 AM (4257 views)
Re: Remove Disclaimer ??? - MW/IL
12/18/2008 11:51:21 AM (4047 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/19/2008 12:53:07 PM (3929 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 10:27:28 AM (4239 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 11:20:50 AM (3896 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
12/19/2008 1:08:43 PM (3821 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 8:00:10 PM (3878 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/19/2008 1:26:48 PM (3864 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/19/2008 3:17:38 PM (3777 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/20/2008 10:01:23 PM (3623 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
12/20/2008 10:14:12 PM (3807 views)
Re: Remove Disclaimer ??? - J Nisonger/CA
12/27/2008 9:32:33 PM (3621 views)
Re: Remove Disclaimer ??? - Patricia Turley/MI
12/22/2008 6:34:06 AM (3817 views)
Is that really necessary? - Robert Franco/OH
12/22/2008 9:54:07 AM (3638 views)
A place for disclaimers - David Bloys/TX
12/22/2008 10:01:16 AM (4043 views)
Re: A place for disclaimers - William Pattison /CA
1/5/2009 12:33:33 PM (3603 views)

I absolutely agree. 

In a prior post, someone mentioned that their insurance carrier also required a disclaimer. 

I've always preferred to provide an extensive disclosure and notice page(s) to my work.  This is because of the many known flaws in the Grantor-Grantee Indices.  In point of fact, my own parents had a reconveyance mis-indexed on the Indices a few years ago.  I was the one who noticed the flaw and brought it to the attention of the Recorders' staff to fix.  However, this highlights an important point that many people are unaware of in the modern age of digitized, computerized indices;  a mis-indexing of a lien can be corrected with NO public oversight.  A lien that has been entered incorrectly for years on an index might be changed in the computer.  Your research may have cleared the property of encumbrances one day, and the day thereafter, with a corrected index entry, you might have a property on your hands that is "newly" liened. 

I make sure to keep a file of specific examples of indexing errors that can be called up by me at any time to show such flaws both historical and current. 

Perhaps I am splitting hairs, as the difference between my "disclosures" and your "disclaimers" is probably non-existant, but it certainly makes me feel better to have our clients understand something of the methodology of our work and the nature of the records.  I look upon it, not only as a "CYA" move, but also as an opportunity to educate.

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Re: Remove Disclaimer ??? - Nils Nelson/ME
12/22/2008 9:41:02 AM (3600 views)
Re: Remove Disclaimer ??? - Janis Talbot/SC
12/22/2008 10:51:09 AM (3637 views)
Re: Remove Disclaimer ??? - John /FL
12/23/2008 3:41:07 PM (3846 views)
Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:08:44 AM (3766 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/24/2008 8:44:35 AM (3549 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 12:29:13 PM (3520 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 1:21:10 PM (3540 views)
Re: Your Analogy Is Flawed - John /FL
12/24/2008 1:46:55 PM (3699 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/24/2008 2:13:15 PM (3673 views)
Re: Your Analogy Is Flawed - John /FL
12/25/2008 1:27:00 AM (5877 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/26/2008 10:00:55 AM (3504 views)
Re: Your Analogy Is Flawed - J Nisonger/CA
12/27/2008 9:43:45 PM (3584 views)
Re: Your Analogy Is Flawed - Scott Perry/PA
12/28/2008 1:03:26 AM (3577 views)
Re: Your Analogy Is Flawed - Dan Zook/NY
12/29/2008 11:36:35 AM (3495 views)
Re: Your Analogy Is Flawed - Robert Franco/OH
12/29/2008 11:43:18 AM (3458 views)
Re: Your Analogy Is Flawed - Clanci Nelson/OH
12/30/2008 8:56:23 AM (3432 views)
Re: Remove Disclaimer ??? - John /FL
12/24/2008 12:51:48 PM (3496 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
12/24/2008 1:25:51 PM (3547 views)
Re: Remove Disclaimer ??? - James "Lin" Toney/MS
12/30/2008 7:49:56 PM (3443 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
12/31/2008 2:49:09 PM (5640 views)
Re: Remove Disclaimer ??? - stephen willard/OH
1/6/2009 7:17:22 AM (3477 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/6/2009 9:34:34 AM (3538 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:02:27 PM (3403 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/7/2009 3:01:26 AM (3668 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/7/2009 12:39:23 PM (3449 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/9/2009 11:50:36 PM (3435 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/10/2009 11:47:01 AM (3504 views)
Re: Remove Disclaimer ??? - STEVE MEINECKE/TN
1/10/2009 1:52:55 PM (5544 views)
Re: Remove Disclaimer ??? - Scott Perry/PA
1/10/2009 5:35:24 PM (3358 views)
Re: Remove Disclaimer ??? - michael quinn/NY
1/11/2009 1:58:20 AM (3355 views)
Re: Remove Disclaimer ??? - Clanci Nelson/OH
1/6/2009 4:57:07 PM (3223 views)
Re: Remove Disclaimer ??? - Robert Franco/OH
1/6/2009 5:14:49 PM (3266 views)

[+] Beware of Richmond Title - Virginia Capps/TN (7 replies)
12/15/2008 5:51:53 PM (3966 views)

[+] HELP!!!!!!!!!!!!! - HEIDI CIMA/PA (3 replies)
12/12/2008 2:15:57 PM (3925 views)


Real Title Services


[+] First American Doc Edge Software - ecenteno/NV (5 replies)
12/12/2008 12:17:28 PM (3962 views)

[+] Letter sent re: deed copy for $$ - Clanci Nelson/OH (2 replies)
12/11/2008 10:50:53 AM (3671 views)

[+] C- Fax - Douglas Johnson/MN (3 replies)
12/11/2008 9:23:23 AM (3498 views)

[+] Please help stop the auction... - J Nisonger/CA (25 replies)
12/10/2008 9:28:13 PM (5292 views)

[+] Timios, Inc - Ken/AL (3 replies)
12/10/2008 6:02:13 PM (4386 views)

[+] Holiday Cheer! - Dan Zook/NY (5 replies)
12/10/2008 10:25:58 AM (3301 views)

[+] ESS Solutions, LLC - Christine Sheeler/PA (2 replies)
12/10/2008 7:06:08 AM (3588 views)

[+] LandAmerica - Barbara Bennett/IN (7 replies)
12/9/2008 5:40:32 PM (3919 views)

[+] EFS Bankrupcy & Debt Acquisition Co of America - Rebecca Fair/FL (4 replies)
12/9/2008 12:01:16 PM (6993 views)

[+] Is business still slow? - Greg M/NJ (7 replies)
12/8/2008 1:12:00 PM (3748 views)


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