Can anyone help me out re: TIAC/ALTA?  I am a new independent Abstracting company in FL and I am looking to obtain E&O insurance and I am somewhat overwhelmed with all the possibilities.  I am looking for a "simple" 1 mil liab w/ $2,500 ded policy & the premiums are all over the board.  Zurich was very reasonable but did not write a 1 mil policy with a $2,500 ded.  I received another quote from TIAC/ALTA but I am not sure how I feel about the required strings of membership and purchasing stock although the total premium was ok. 

I did not relize how long it would take the agents/brokers to get quotes back to me and I can not do any business without the E&O insurance.  I have been up & ready to run for almost a month now and I am at a stand-still.  Can anyone please give me some advice...I would really appreciate it very much.

Thank you for your time,

Julie R. from Getzemdun Abstracting, LLC. in Florida