I agree... I don't think anyone will be getting their home back. However, this could be a type of fraud that would allow for a judgment to be set aside and the case re-opened. That could mean that the corresponding sale could be set aside, but if it were sold to a bona fide purchaser for value, I doubt that would happen. Most likely, if the bank still owns the home, the homeowner could get it back, or they will just get a chance to sue the bank for money damages.
In any regard... this is certainly a new one for the courts to grapple with. It will be interesting to follow this for the next several months.
Best,
Robert A. Franco
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