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End of the 30 year mortgage? - Leigh Attridge/MA
3/6/2011 1:45:46 PM (3916 views)

Taos Land Grant Issues - Joyce/CO
3/4/2011 12:32:31 PM (8170 views)
Re: Taos Land Grant Issues Part 2 - Joyce/CO
3/4/2011 12:37:56 PM (3433 views)
Re: Taos Land Grant Issues Part 3 - Joyce/CO
3/24/2011 3:01:01 PM (5267 views)

HSBC SUSPENDS FORECLOSURES NATIONWIDE - CHARLENE  PERRY/MD
3/3/2011 12:32:40 PM (4258 views)

Comment on "Another County Recorder Seeks Back Fees from MERS" - Source of Title/OH
3/3/2011 11:06:23 AM (2908 views)
These suits are interesting, but... - Robert Franco/OH
3/3/2011 11:06:23 AM (5411 views)
Re: These suits are interesting, but... - CHARLENE  PERRY/MD
3/3/2011 12:33:45 PM (5352 views)
Re: These suits are interesting, but... - Robert Franco/OH
3/3/2011 1:50:01 PM (5401 views)
I'm sure you are right... - Slade Smith/OH
3/3/2011 2:34:18 PM (5383 views)
Re: I'm sure you are right... - J. H./OH
3/9/2011 9:35:22 PM (5252 views)
Re: Comment on "Another County Recorder Seeks Back Fees from MERS" - CHARLENE  PERRY/MD
3/3/2011 11:58:45 AM (5418 views)
Comment - Robert Hinson/SC
3/7/2011 9:30:40 AM (5166 views)
Re: Comment on "Another County Recorder Seeks Back Fees from MERS" - Clanci Nelson/OH
3/7/2011 12:30:55 PM (5154 views)
Recorder Seeks Back Fees - Matthew Sharpe/OH
3/7/2011 3:09:35 PM (5108 views)
Voluntary Recording System - William Pattison /CA
3/14/2011 12:29:29 PM (5031 views)

Just read this a moment ago. Virginia Bill allows signing of Electronic Notaries - CHARLENE  PERRY/MD
3/1/2011 4:09:13 PM (5529 views)

I'm not too sure how I feel about this idea.  I get it that you can probably identify people via video chat, (think Skype) or some other electronic method, but I just think that a Notary should personally see the person who is executing a document.  This certainly gives us something else to think about.  

Virginia Bill Impacts Signing of Electronic Notaries

March 1, 2011

 

Virginia’s legislature passed a bill that allows a document to be electronically notarized when the signer is not present if satisfactory evidence of the identity is established.

Virginia House Bill 2318 now awaits the governor’s signature.

The bill also allows satisfactory evidence to be based on video or audio conference technology, in accordance with the standards for electronic video and audio communications, that permits the notary to communicate with and identify the principal at the time of the notarial act. The legislation enactment clause establishes that provisions relating to the use of video and audio conference technology will be effective July 1, 2012.

According to the bill, "satisfactory evidence of identity" means identification of an individual based on:

  • examination of one or more of the following documents bearing a photographic image of the individual's face and signature: a United States Passport, a certificate of United States citizenship, a certificate of naturalization, an unexpired foreign passport, an alien registration card with photograph, a state issued driver's license or a state issued identification card or a United States military card; or
  • the oath or affirmation of one credible witness unaffected by the document or transaction who is personally known to the notary and who personally knows the individual or of two credible witnesses unaffected by the document or transaction who each personally knows the individual and shows to the notary documentary identification.

In the case of an electronic notarization, the bill states "satisfactory evidence of identity" may be based on video and audio conference technology, in accordance with the standards for electronic video and audio communications, that permits the notary to communicate with and identify the principal at the time of the notarial act, provided that such identification is confirmed by (a) personal knowledge, (b) an antecedent in-person identity proofing process in accordance with the specifications of the Federal Bridge Certification Authority, or (c) a valid digital certificate accessed by biometric data or by use of an interoperable Personal Identity Verification card that is designed, issued, and managed in accordance with the specifications published by the National Institute of Standards and Technology in Federal Information Processing Standards Publication, "Personal Identity Verification (PIV) of Federal Employees and Contractors."

The Virginia Land Title Association had concerns with the legislation because it initially provided no fraud prevention safeguards, but was satisfied by the added language that requires audio and video conferencing technology to be in accordance with the standards developed for remote witness testimony in court. According to VLTA, the additional language increases the level of certainty because it requires that the communication must be simultaneous; the signal must be live and in real time; and the transmission must be "secure."

The bill lists several items a notary is prohibited from doing.

A notary shall not:

  • Notarize a document if the signer is not in the presence of the notary at the time of notarization, unless in the case of an electronic notarization, satisfactory evidence of the identity of the signer is established otherwise authorized by law to do so.
  • Use the official notary title or seal to endorse, promote, denounce, or oppose any product, service, contest, candidate, or other offering.
  • Notarize a signature on a document without notarial certificate wording on the same page as the signature unless the notarial certificate includes the name of each person whose signature is being notarized.
  • Affix an official signature or seal on a notarial certificate that is incomplete.
  • A notary shall not perform any official act with the intent to deceive or defraud.
  • A non-attorney notary shall not assist another person in drafting, completing, selecting, or understanding a document or transaction requiring a notarial act. This section does not preclude a notary who is duly qualified, trained, or experienced in a particular industry or professional field from selecting, drafting, completing, or advising on a document or certificate related to a matter within that industry or field or prevent a notary from adding a notarial certificate or electronic notarial certificate to a paper or electronic document at the direction of a principal or lawful authority.
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Personal appearance = webcam view - Bobbi Shorthouse, Notary Public/CT
3/2/2011 8:48:29 AM (3288 views)
Re: Personal appearance = webcam view - CHARLENE  PERRY/MD
3/2/2011 11:28:47 AM (2748 views)
Re: Just read this a moment ago. Virginia Bill allows signing of Electronic Notaries - Chrissey Ladd/NJ
3/7/2011 9:34:56 AM (2705 views)
Re: Just read this a moment ago. Virginia Bill allows signing of Electronic Notaries - Linda Hubbell/FL
3/7/2011 10:12:02 AM (2634 views)




What happens when you sue the b&#%@#$s - Alix Ott/MI
2/28/2011 3:01:34 PM (3264 views)
Re: What happens when you sue the b&#%@#$s - Kevin Ahern/CT
2/28/2011 4:14:21 PM (2867 views)
Re: What happens when you sue the b&#%@#$s - Alix Ott/MI
2/28/2011 4:18:14 PM (2939 views)
Re: What happens when you sue the b&#%@#$s - Donna McCullough/SC
2/28/2011 6:20:56 PM (2813 views)
Re: What happens when you sue the b&#%@#$s - Jessica Talley/NJ
2/28/2011 6:34:16 PM (2870 views)
Re: What happens when you sue the b&#%@#$s - Alix Ott/MI
3/2/2011 10:51:55 AM (2843 views)
Re: What happens when you sue the b&#%@#$s - Jason Knowles/AL
3/1/2011 2:08:53 PM (2848 views)
Re: What happens when you sue the b&#%@#$s - Janis Talbot/SC
3/7/2011 8:25:29 AM (2746 views)
Re: What happens when you sue the b&#%@#$s - Linda Hubbell/FL
3/7/2011 10:15:11 AM (2714 views)
Re: What happens when you sue the b&#%@#$s - George Booth/OH
3/8/2011 10:40:09 AM (2579 views)
Re: What happens when you sue the b&#%@#$s - Kevin Ahern/CT
3/8/2011 12:57:07 PM (2620 views)

Say no to OUTSOURCING... - Justin/FL
2/28/2011 11:09:16 AM (3404 views)
Re: Say no to OUTSOURCING... - William Pattison /CA
2/28/2011 12:19:43 PM (2845 views)
Re: Say no to OUTSOURCING... - Garret  Fitzgerald/VA
2/28/2011 12:31:30 PM (2738 views)
Re: Say no to OUTSOURCING... - CHARLENE  PERRY/MD
2/28/2011 1:17:38 PM (2671 views)
Re: Say no to OUTSOURCING... - Alix Ott/MI
2/28/2011 2:42:14 PM (2653 views)
Re: Say no to OUTSOURCING... - Leigh Attridge/MA
2/28/2011 3:00:33 PM (2769 views)
Re: Say no to OUTSOURCING... - Alix Ott/MI
2/28/2011 3:42:17 PM (2666 views)
Re: Say no to OUTSOURCING... - Angela Johnson/NC
2/28/2011 4:05:28 PM (2800 views)
Re: Say no to OUTSOURCING... - Justin/TN
2/28/2011 6:24:36 PM (2736 views)
Re: Say no to OUTSOURCING... - Kevin Ahern/CT
3/1/2011 2:11:30 AM (2679 views)
What We CAN DO... - William Pattison /CA
3/7/2011 7:19:02 PM (2704 views)
Re: Say no to OUTSOURCING... - James Wright/FL
3/10/2011 2:42:58 PM (2533 views)
Re: Say no to OUTSOURCING... - Nils Nelson/ME
3/10/2011 7:14:49 PM (2575 views)
Inaccurate but Fast Reports are NOT Competition - William Pattison /CA
3/14/2011 12:44:20 PM (2534 views)

What 520K will buy in New York city - Leigh Attridge/MA
2/28/2011 6:58:31 AM (4220 views)
Re: What 520K will buy in New York city - Jessica Talley/NJ
2/28/2011 11:08:56 AM (2560 views)
Re: What 520K will buy in New York city - Kevin Ahern/CT
2/28/2011 3:56:12 PM (2431 views)
Re: What 520K will buy in New York city - Jessica Talley/NJ
2/28/2011 6:42:28 PM (2494 views)

More on Angelo Mozilo et als - Leigh Attridge/MA
2/26/2011 12:50:23 PM (3938 views)

Cheaper and cheaper - Amy Jensen/OR
2/25/2011 6:22:45 PM (3273 views)
Re: Cheaper and cheaper - Paula Reynolds/FL
2/25/2011 7:53:34 PM (2974 views)
Re: Cheaper and cheaper - Alix Ott/MI
2/28/2011 7:50:21 AM (2813 views)
Re: Cheaper and cheaper - WAYNE QUICK/NC
2/28/2011 8:48:55 AM (2760 views)
Re: Cheaper and cheaper - Nils Nelson/ME
2/28/2011 9:05:26 AM (2714 views)
Re: Cheaper and cheaper - Paula Reynolds/FL
3/1/2011 8:31:47 PM (2803 views)
Re: Cheaper and cheaper - Amy /OR
3/3/2011 3:31:14 PM (2625 views)
Every state is different - Amy Jensen/OR
3/3/2011 3:36:34 PM (2656 views)
Re: Every state is different - Paula Reynolds/FL
3/14/2011 1:18:41 PM (2449 views)
Re: Cheaper and cheaper - WAYNE QUICK/NC
3/7/2011 8:26:06 AM (2606 views)
Re: Cheaper and cheaper - Teri Carro/FL
3/7/2011 9:21:26 AM (2535 views)
Re: Cheaper and cheaper - Paula Reynolds/FL
3/14/2011 1:24:50 PM (2465 views)
Re: Cheaper and cheaper - Leigh Attridge/MA
2/28/2011 9:44:31 AM (2680 views)
Re: Cheaper and cheaper - Bill Garrett/MS
2/28/2011 11:28:17 AM (2725 views)
Re: Cheaper and cheaper - Garret  Fitzgerald/VA
2/28/2011 12:10:11 PM (2615 views)
Thanks - Amy Jensen/OR
2/28/2011 7:10:17 PM (2623 views)
Re: Cheaper and cheaper - H/GA
3/15/2011 1:50:54 AM (2529 views)

ACME Abstract - Florida - again - Jason Knowles/AL
2/25/2011 3:49:41 PM (3516 views)
Re: ACME Abstract - Florida - again - Paula Reynolds/FL
2/25/2011 7:43:48 PM (3696 views)
Re: ACME Abstract - Florida - again - Michelle Walet/FL
3/4/2011 11:55:33 AM (2773 views)
Re: ACME Abstract - Florida - again - Paula Reynolds/FL
3/14/2011 1:30:05 PM (2678 views)
Re: ACME Abstract - Florida - again - Isabelle Hunter/FL
2/26/2011 10:25:52 AM (3007 views)

Alternative (One) Abstract - Edouard LeLocle/SC
2/24/2011 5:16:25 PM (3393 views)
Re: Alternative (One) Abstract - Donna McCullough/SC
2/28/2011 7:10:47 PM (2699 views)
Re: Alternative (One) Abstract - Edouard LeLocle/SC
2/28/2011 7:34:51 PM (2658 views)

Comment on "Another MERS-friendly Ruling, This Time in California " - Source of Title/OH
2/24/2011 11:04:42 AM (3074 views)
Only in California... - Robert Franco/OH
2/24/2011 11:04:42 AM (2779 views)
Re: Only in California... - CHARLENE  PERRY/MD
2/24/2011 11:54:36 AM (2715 views)
Re: Only in California... - Slade Smith/OH
2/24/2011 3:07:44 PM (2674 views)
Re: Only in California... - Robert Franco/OH
2/24/2011 3:30:05 PM (2688 views)
Re: Only in California... - Slade Smith/OH
2/24/2011 4:46:55 PM (2638 views)

RASA SOLUTION - Deborah Manion/VA
2/22/2011 12:34:36 PM (3296 views)
Re: RASA SOLUTION - Jason Knowles/AL
2/24/2011 11:52:50 AM (2963 views)
Re: RASA SOLUTION - Deborah Manion/VA
2/25/2011 9:11:06 AM (2881 views)

Essex Street, 1906, Salem, MA - Leigh Attridge/MA
2/19/2011 11:36:59 PM (3826 views)


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