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Title2land - Kurt deVries/FL
3/6/2015 11:02:24 AM (1830 views)
Re: Title2land - george Hubka/MI
3/9/2015 8:34:45 PM (1333 views)
Re: Title2land - Saundra  Scott/MD
3/12/2015 2:29:55 PM (1213 views)

Suggestions Needed: Title Plant for Alabama & Kentucky - Eric Matthews/TN
3/5/2015 3:24:46 PM (2989 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Yvette Todoro/KY
3/5/2015 3:29:34 PM (1720 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Susan Bac/PA
3/9/2015 12:53:02 PM (1395 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Russell Williams, Jr./WV
3/9/2015 11:29:13 AM (1323 views)
Re: Suggestions Needed: Title Plant for Alabama & Kentucky - Stacie Chambers/IN
11/2/2022 10:46:51 AM (151 views)

Computer File Storage Suggestions Needed - Ted Williamson/TX
3/5/2015 1:37:30 PM (1621 views)
Re: Computer File Storage Suggestions Needed - Jim A/WV
3/5/2015 3:29:22 PM (1442 views)
Re: Computer File Storage Suggestions Needed - Nils Nelson/ME
3/5/2015 6:22:20 PM (1389 views)
Re: Computer File Storage Suggestions Needed - Robert Franco/OH
3/6/2015 3:48:16 PM (1403 views)
Re: Computer File Storage Suggestions Needed - Nils Nelson/ME
3/6/2015 4:57:26 PM (1414 views)
Re: Computer File Storage Suggestions Needed - James Franklin, Land Surveyor/NH
3/9/2015 8:23:35 AM (1221 views)
Re: Computer File Storage Suggestions Needed - Thomas Pryde/MI
3/9/2015 11:42:14 AM (1278 views)
Re: Computer File Storage Suggestions Needed - Thomas Pryde/MI
3/9/2015 11:50:04 AM (1319 views)
Re: Computer File Storage Suggestions Needed - Jim A/WV
3/10/2015 1:25:53 PM (1189 views)
Re: Computer File Storage Suggestions Needed - Alix Ott/MI
3/10/2015 1:52:50 PM (1226 views)
Tiger Direct - Victoria Moate/NJ
3/16/2015 11:44:55 AM (1118 views)

O & E aka Express National aka Beta Group - Jason Knowles/AL
3/5/2015 11:16:02 AM (1452 views)

Watch out for American Documents in Clearwater, FL. - Amber Binick/MD
3/5/2015 11:03:59 AM (1787 views)
Re: Watch out for American Documents in Clearwater, FL. - Kurt deVries/FL
3/6/2015 11:09:04 AM (1340 views)
Re: Watch out for American Documents in Clearwater, FL. - george Hubka/MI
3/9/2015 8:45:48 PM (1352 views)
Re: Watch out for American Documents in Clearwater, FL. - Amber Binick/MD
3/13/2015 2:15:01 PM (1228 views)


Real Title Services


Guardianship question - Yvette Todoro/KY
3/5/2015 9:50:17 AM (1583 views)
Re: Guardianship question - Victoria Moate/NJ
3/16/2015 11:48:40 AM (1140 views)

Best way to search forum by user name - David Bloys/TX
3/5/2015 8:29:43 AM (1658 views)
Re: Best way to search forum by user name - Slade Smith/OH
3/5/2015 9:58:45 AM (1255 views)
Re: Best way to search forum by user name - David Bloys/TX
3/5/2015 10:54:47 AM (1228 views)

Titleinfo Inc - A-K ./CO
3/2/2015 12:58:22 PM (2277 views)

iMortgage - Smitty Strickland/SC
3/2/2015 10:32:41 AM (2045 views)
Re: iMortgage - Dick Cranium/DC
3/2/2015 10:39:42 AM (1653 views)
Re: iMortgage - Smitty Strickland/SC
3/2/2015 10:44:23 AM (1531 views)
Re: iMortgage - Patrick Obrien/MA
3/2/2015 10:25:29 PM (1606 views)
Re: iMortgage - Joyce Obrien/PA
3/3/2015 12:15:16 PM (1550 views)
Re: iMortgage - Smitty Strickland/SC
3/6/2015 3:45:26 PM (1376 views)
Re: iMortgage - KRISTI PERRY/ID
3/9/2015 4:47:33 PM (1370 views)

Thank you, Mr. Alvey! - Alix Ott/MI
3/2/2015 10:08:27 AM (2161 views)
Re: Thank you, Mr. Alvey! - Rita Killary/NY
3/2/2015 10:11:42 AM (1580 views)
Re: Thank you, Mr. Alvey! - Dick Cranium/DC
3/2/2015 10:25:04 AM (1524 views)
Re: Thank you, Mr. Alvey! - Wanda Steudel/OH
3/2/2015 12:44:49 PM (1478 views)
Re: Thank you, Mr. Alvey! - Slade Smith/OH
3/2/2015 1:17:42 PM (1546 views)
Re: Thank you, Mr. Alvey! - Kurt deVries/FL
3/3/2015 1:18:27 PM (1418 views)
Re: Thank you, Mr. Alvey! - Rita Killary/NY
3/3/2015 1:43:34 PM (1459 views)
Re: Thank you, Mr. Alvey! - Ron Black/VA
3/4/2015 2:45:55 PM (1538 views)

pay history? - WAYNE QUICK/NC
2/27/2015 9:26:03 AM (2062 views)
Re: pay history? - Bob Costa/NY
2/27/2015 9:48:46 AM (1608 views)
Re: pay history? - Rita Killary/NY
2/27/2015 10:10:01 AM (1554 views)
Re: pay history? - Bob Costa/NY
2/27/2015 10:54:28 AM (1456 views)
Re: pay history? - Bob Costa/NY
2/27/2015 10:54:30 AM (1507 views)
Re: pay history? - Jason Knowles/AL
2/27/2015 1:40:26 PM (1552 views)
Re: pay history? - Rita Killary/NY
3/1/2015 2:23:26 PM (1496 views)
Re: pay history? - Nils Nelson/ME
2/27/2015 5:57:06 PM (1433 views)
Re: pay history? - R A/KY
3/1/2015 11:34:23 AM (1529 views)
Re: pay history? - Serena Stout/VA
3/2/2015 7:23:00 AM (1411 views)
Re: pay history? - Dick Cranium/DC
3/2/2015 11:17:11 AM (1346 views)
Re: pay history? - Jim A/WV
3/5/2015 10:51:48 AM (1296 views)

Copy fees - Bob Costa/NY
2/24/2015 5:16:29 PM (2841 views)
Re: Copy fees - Kristina Leitch/MD
2/24/2015 5:57:46 PM (1735 views)
Re: Copy fees - Jason Knowles/AL
2/26/2015 12:01:31 PM (1626 views)
Re: Copy fees - Scott Perry/PA
2/24/2015 8:34:40 PM (1675 views)
Re: Copy fees - Lu Rivera/PA
2/25/2015 12:05:11 AM (1610 views)
Re: Copy fees - REBECCA RIZZONELLI/PA
3/2/2015 7:50:41 AM (1550 views)
Re: Copy fees - Mark Rasnick/OH
2/25/2015 12:52:21 PM (1549 views)
Re: Copy fees - Robert Franco/OH
3/6/2015 3:57:02 PM (1475 views)
Re: Copy fees - Scott Perry/PA
3/14/2015 2:58:01 PM (1402 views)
Re: Copy fees - Richard Primmer/RI
2/25/2015 3:38:59 PM (1532 views)
Re: Copy fees - Shona Dunning/WY
2/25/2015 6:06:30 PM (1540 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 8:47:30 AM (1533 views)
Re: Copy fees - Kristina Leitch/MD
2/26/2015 12:23:53 PM (1577 views)
Re: Copy fees - Randi Erickson/MN
2/26/2015 2:40:56 PM (1448 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 4:14:04 PM (1506 views)
Re: Copy fees - Randi Erickson/MN
2/26/2015 4:17:54 PM (1420 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 4:35:02 PM (1503 views)
Re: Copy fees - Kristina Leitch/MD
2/26/2015 5:37:12 PM (1517 views)
Re: Copy fees - Bob Costa/NY
2/26/2015 6:26:18 PM (1625 views)
Re: Copy fees - WILMA WALKER/AL
2/26/2015 6:56:05 PM (1557 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 8:31:38 AM (1481 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 9:54:10 AM (1438 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 10:07:03 AM (1335 views)
Re: Copy fees - Mark Rasnick/OH
2/27/2015 10:26:00 AM (1410 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 10:35:08 AM (1409 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 10:52:57 AM (1355 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 11:50:01 AM (1362 views)

So let's think about this for a moment. 

Back in the day, when I worked for a white shoe law firm, my boss charged whatever he felt like charging because the firm basically *owned* the bank.  We did ALL of their closings.  No other law firms even got within sniffing distance of the bank's mortgage department.  Title work was done by a crew of 3 of us.  We used paper forms because there were no photocopiers in any of the Registries.  A full title took  a minimum of two full working days to complete & closings weren't scheduled until after my boss had reviewed the title.  That was in 1975.

In 1985 or thereabouts that all changed.  Individual law firms stopped having a stranglehold on banks.  Law firms competed for mortgage lending business.  The boom times of 1984-1989 & so forth was driven by technological advances, both in & out of the Registry. 

The long & the short of it was that with increased competition ,fees were no longer based on what the market would bear; but on what the market would accept & what the market decided it would accept was lower fees & increased volumes.

Back to the techno advances.  I am the original luddite with computers BUT bless their little mechanical hearts - having one made it possible for me to go out & start my own business as a freelance title examiner as I could cover more distance in a day through the magic of the internet.  I no longer had to accept whatever a boss was willing to pay me- now I could more or less work like crazy & make my own way in the world.

Change is inevitable.  It is the way the world works.  Technological change will obviously mean more consolidation - look at big banks & other merged institutions.  Look at Red Vision's * we cover or intend to cover 90% of the US* advertising on this site.   E-filing has taken over most of the recording fees examiners in Massachusetts used to pocket.  That money is now going to a corporate entity.  Personally, I'm not so sure that's a good idea & I suspect that in some cases there will be massive re-recordings & cleanups that will need to be done; but if law firms want to plump up their bottom line by cutting out the middlemen then there it is- it's nothing more than change.

My response to change is to accept it & keep moving forwards.  In 10 years or 5 years or 2 years we might all be out of a job; but honestly, I think that's true of just about everyone.  Lifetime employment is a thing of the past; & in some ways I think that's a good thing  especially given the amount of effort I was putting forth & the amount of compensation I was receiving in return. 

 

 

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Re: Copy fees - Randi Erickson/MN
2/27/2015 3:04:44 PM (1322 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 3:32:20 PM (1389 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:05:26 PM (1339 views)
Re: Copy fees - Leigh Attridge/MA
2/27/2015 6:28:04 PM (1282 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:48:56 PM (1339 views)
Re: Copy fees - Nils Nelson/ME
2/27/2015 6:02:39 PM (1269 views)
Re: Copy fees - Scott Perry/PA
2/27/2015 6:34:38 PM (1491 views)
Re: Copy fees - Bob Costa/NY
2/27/2015 7:38:26 PM (1363 views)
Re: Copy fees - Scott Perry/PA
2/28/2015 2:14:28 AM (1440 views)
Re: Copy fees - R A/KY
2/28/2015 11:24:35 AM (1351 views)
Re: Copy fees - Scott Perry/PA
3/1/2015 9:19:35 AM (1351 views)
Re: Copy fees - R A/KY
3/1/2015 11:13:16 AM (1274 views)
Re: Copy fees - Scott Perry/PA
3/1/2015 2:26:15 PM (1361 views)
Re: Copy fees - R A/KY
3/1/2015 1:16:10 PM (1304 views)
Re: Copy fees - fred jansen/GA
3/9/2015 11:39:12 AM (3659 views)
Re: Copy fees - Christine Johnson/NC
3/2/2015 12:51:15 PM (1246 views)
Re: Copy fees - Patrick Obrien/MA
3/2/2015 10:24:04 PM (1211 views)
Re: Copy fees - Donald Block/KY
3/2/2015 8:28:50 AM (1317 views)
Re: Copy fees - KIMBERLY  FALCONE/PA
3/2/2015 9:32:33 AM (1299 views)
Re: Copy fees - KIMBERLY  FALCONE/PA
3/2/2015 9:33:34 AM (1205 views)
Re: Copy fees - Dick Cranium/DC
3/2/2015 10:37:30 AM (1199 views)
Re: Copy fees - sharon tornes/MN
3/4/2015 3:17:08 PM (1170 views)
Re: Copy fees - Smitty Strickland/SC
3/6/2015 3:48:09 PM (1119 views)
Re: Copy fees - stephen willard/OH
3/16/2015 9:52:31 AM (1046 views)
Re: Copy fees - Yvette Todoro/KY
3/16/2015 10:46:53 AM (1026 views)
Re: Copy fees - Scott Perry/PA
3/16/2015 6:42:06 PM (1127 views)
Re: Copy fees - Yvette Todoro/KY
3/16/2015 10:46:55 AM (967 views)

Being helpful - R A/KY
2/23/2015 1:13:18 PM (2229 views)
Re: Being helpful - Alix Ott/MI
2/23/2015 1:58:35 PM (1462 views)
Re: Being helpful - Jim Ashley/WV
2/24/2015 7:49:03 AM (1283 views)
Re: Being helpful - R A/KY
2/24/2015 8:06:40 AM (1315 views)
Re: Being helpful - KIMBERLY  FALCONE/PA
3/2/2015 9:43:06 AM (1174 views)
Re: Being helpful - R A/KY
2/24/2015 7:59:36 AM (1299 views)
Re: Being helpful - Alix Ott/MI
2/24/2015 8:23:33 AM (1282 views)
Re: Being helpful - R A/KY
2/24/2015 8:39:02 AM (1256 views)
Re: Being helpful - Lu Rivera/PA
2/25/2015 12:07:50 AM (1208 views)
Re: Being helpful - R A/KY
2/24/2015 9:04:32 AM (1233 views)
Re: Being helpful - R A/KY
2/24/2015 9:39:01 AM (1219 views)
Re: Being helpful - Rita Killary/NY
2/24/2015 9:47:55 AM (1289 views)
Re: Being helpful - R A/KY
2/24/2015 9:51:02 AM (1234 views)
Re: Being helpful - R A/KY
2/24/2015 9:55:59 AM (1251 views)
Re: Being helpful - Lu Rivera/PA
2/25/2015 12:10:55 AM (1199 views)
Re: Being helpful - R A/KY
2/24/2015 9:58:00 AM (1299 views)
Re: Being helpful - Rita Killary/NY
2/24/2015 10:12:30 AM (1205 views)
Re: Being helpful - R A/KY
2/24/2015 10:21:29 AM (1218 views)
Re: Being helpful - R A/KY
2/24/2015 10:21:33 AM (1281 views)
Re: Being helpful - Bob Costa/NY
2/24/2015 11:35:28 AM (1290 views)
Re: Being helpful - Lu Rivera/PA
2/25/2015 12:15:41 AM (1197 views)
Re: Being helpful - Slade Smith/OH
3/1/2015 8:29:22 PM (1300 views)
Re: Being helpful - Nils Nelson/ME
3/1/2015 8:34:53 PM (1231 views)
Re: Being helpful - KIMBERLY  FALCONE/PA
3/2/2015 9:55:10 AM (1176 views)
Re: Being helpful - Slade Smith/OH
3/2/2015 9:56:29 AM (1139 views)
Re: Being helpful - Dick Cranium/DC
3/2/2015 10:39:04 AM (1094 views)
Re: Being helpful - Christine Johnson/NC
3/2/2015 1:33:48 PM (1144 views)
Re: Being helpful - Patrick Obrien/MA
3/2/2015 10:28:42 PM (1185 views)
Re: Being helpful - Christine Johnson/NC
3/3/2015 3:18:53 PM (1177 views)
Re: Being helpful - Scott Perry/PA
3/3/2015 6:34:38 PM (1166 views)
Re: Being helpful - Mark Rasnick/OH
3/2/2015 3:11:05 PM (1192 views)
Re: Being helpful - Scott Perry/PA
3/3/2015 6:35:52 PM (1199 views)
Re: Being helpful - Patrick Obrien/MA
3/3/2015 9:34:35 PM (1140 views)
Re: Being helpful - David Bloys/TX
3/4/2015 9:48:43 AM (1230 views)
Re: Being helpful - Rita Killary/NY
3/4/2015 10:50:08 AM (1199 views)
Re: Being helpful - Scott Perry/PA
3/4/2015 6:56:09 PM (1209 views)
Re: Being helpful - Ron Black/VA
3/4/2015 2:41:07 PM (1224 views)
Re: Being helpful - Slade Smith/OH
3/4/2015 9:55:45 AM (1157 views)

First American's new background check policy - JoAnne  Roberts/NY
2/23/2015 9:20:11 AM (2266 views)
Re: First American's new background check policy - Donald Block/KY
2/23/2015 10:59:07 PM (1495 views)
Re: First American's new background check policy - R A/KY
2/24/2015 8:57:02 AM (1487 views)
Re: First American's new background check policy - R A/KY
2/24/2015 8:57:05 AM (1444 views)

Making TYPEable worksheets - Alix Ott/MI
2/23/2015 7:34:42 AM (2236 views)
Re: Making TYPEable worksheets - Leigh Attridge/MA
2/24/2015 8:44:22 PM (1368 views)
Re: Making TYPEable worksheets - Alix Ott/MI
2/25/2015 7:46:03 AM (1467 views)
Re: Making TYPEable worksheets - R A/KY
3/1/2015 11:32:06 AM (1436 views)
Re: Making TYPEable worksheets - Alix Ott/MI
3/1/2015 12:20:46 PM (1397 views)
Re: Making TYPEable worksheets - REBECCA RIZZONELLI/PA
3/2/2015 7:56:49 AM (1463 views)
Re: Making TYPEable worksheets - Alix Ott/MI
3/2/2015 8:03:53 AM (1376 views)
Re: Making TYPEable worksheets - Houston Needham/MI
3/10/2015 7:23:39 PM (1227 views)
Re: Making TYPEable worksheets - Alix Ott/MI
3/11/2015 7:45:35 AM (1168 views)


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