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[+] MN Enforces Abstracer and Closer Licensing - Jeanine Johnson/MN (2 replies)
10/12/2015 11:34:47 AM (3627 views)

[+] Licensing in Minnesota - Alix Ott/MI (11 replies)
10/8/2015 4:40:29 PM (2178 views)

[+] Comment on "Altisource Plans Automated Reverse Auctions for Vendors" - Source of Title/OH (4 replies)
10/6/2015 11:49:57 PM (2928 views)

Website outage - Slade Smith/OH
10/6/2015 4:20:52 PM (1557 views)

[+] Title Plant Software - Tanya Stevens/MS (1 reply)
10/6/2015 9:36:14 AM (2165 views)


Real Title Services


[+] How to find county lines - Alix Ott/MI (21 replies)
10/4/2015 5:01:23 PM (2385 views)

POSTING RE: BAD PAYS/ETC - Heidi Gemeling/FL
10/3/2015 7:25:36 PM (2118 views)

[+] SATISFYING A MORTGAGE AND THEN RE-RECORDING IT TO CORRECT - Heidi Gemeling/FL (2 replies)
10/3/2015 6:51:07 PM (2181 views)

[-] Copy fees, etc. - Marian Severance/PA (47 replies)
10/1/2015 8:59:18 PM (3345 views)
Re: Copy fees, etc. - george Hubka/MI
10/1/2015 9:08:32 PM (2299 views)
Re: Copy fees, etc. - Marian Severance/PA
10/1/2015 11:28:17 PM (2217 views)
Re: Copy fees, etc. - Michael Madden/RI
10/2/2015 10:50:36 AM (2173 views)
Re: Copy fees, etc. - Robert Franco/OH
10/2/2015 1:33:54 PM (2140 views)
Re: Copy fees, etc. - Michael Madden/RI
10/2/2015 2:32:10 PM (2139 views)
Re: Copy fees, etc. - Jay Duncan/MO
10/2/2015 5:12:37 PM (2205 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:15:15 AM (2021 views)
Re: Copy fees, etc. - Lynda Cooke/VA
10/4/2015 9:14:28 AM (2062 views)

Mr. Madden’s ignorance of the job is showing. He knows not of what he speaks. His conception is far from reality, or good practice.

His suggestion to add the cost of producing more than customary copies to the search fee would be truly deceptive. If you are seeking a truly itemized bill, confusing examination fees with copy production costs IS deceptive. The search costs are X. Its X all day long, every day for that category of work. The fact that the client wants “ADDITIONAL” billable services doesn’t belong in the search fee. Not on a residential order. 

You want to explain to a HUD investigator why you charge customer “A” $15 more for a current owner than you do customer “B”? Watch his eyes roll when you say it’s because you know customer “A” always wants extra copies. That it’s just “assumed”. Good luck with that.  Even worse is an across the board increase charging customer A and B the higher costs when only customer A is generating the extra work. Hope you enjoy your baloney sandwich while you spend some time in the Federal system thinking about it. 

 Most of us are independent contractors. Our true product is our time and expertise. It’s called billable hours. There are only so many hours in a day. We have to use them wisely. We have overhead costs to cover before we make the first nickel in income. Too much uncompensated time can wreak your week if you let it. 

It would be interesting to know if Mr. Madden’s employer shows the price they paid for the search and what the client will pay in mark up for the “value added” they brought to the product separately so that their clients have full knowledge of who did what for what amount of compensation . Hmmmm? Don’t think so. And if they don’t, why not? It’s a far better illustration of the term deceptive pricing. 

In my neck of the woods it’s customary to charge only the pass through copy price for residential work. Yes; we are a dumb lot in that regard. It’s just how the practice evolved. Examiners get the raw end of the deal. 

Commercial work is a different animal in that it’s billed by the hour. The bill is for hours worked rather than search type. Pass throughs are billed as separate line items. The time to gather, make and assemble copies and put them into useable form is counted in the total hours billed. I’ve had more than a few cases where the time spent on copies, and their costs to assemble, exceeded the time spent actually examining the title. At least I’m compensated for the time spent to bring the whole requested product to the table. 

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Re: Copy fees, etc. - David Bloys/TX
10/4/2015 10:18:58 AM (1983 views)
Re: Copy fees, etc. - WAYNE QUICK/NC
10/5/2015 8:31:17 AM (1881 views)
Re: Copy fees, etc. - Scott Perry/PA
10/3/2015 3:57:45 PM (2017 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:12:52 AM (1876 views)
Re: Copy fees, etc. - Constance Foye/VA
10/5/2015 9:56:16 AM (1875 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:12:55 AM (1859 views)
Re: Copy fees, etc. - Rita Killary/NY
10/4/2015 9:43:24 AM (1983 views)
Re: Copy fees, etc. - Scott Perry/PA
10/4/2015 12:40:56 PM (1994 views)
Re: Copy fees, etc. - Lu Rivera/PA
2/21/2016 11:28:13 PM (1315 views)
Re: Copy fees, etc. - Lu Rivera/PA
2/21/2016 11:28:18 PM (1416 views)
Re: Copy fees, etc. - Michael Madden/RI
2/22/2016 5:17:00 PM (1371 views)
Re: Copy fees, etc. - David Bloys/TX
10/4/2015 12:11:53 PM (4558 views)
Re: Copy fees, etc. - David Bloys/TX
10/2/2015 8:00:04 PM (1946 views)
Re: Copy fees, etc. - Joyce Obrien/PA
10/2/2015 10:49:46 PM (1888 views)
Re: Copy fees, etc. - Marian Severance/PA
10/4/2015 7:45:01 PM (1825 views)
Re: Copy fees, etc. - george Hubka/MI
10/5/2015 9:11:30 AM (1682 views)
Re: Copy fees, etc. - Robert Franco/OH
10/5/2015 9:25:42 AM (1762 views)
Re: Copy fees, etc. - Jean Lurtsema/AK
10/15/2015 12:05:46 PM (1780 views)
Re: Copy fees, etc. - REBECCA RIZZONELLI/PA
12/21/2015 1:24:11 PM (1486 views)
Re: Copy fees, etc. - Allen Bruce/OH
2/13/2016 6:17:23 PM (1408 views)
Re: Copy fees, etc. - WAYNE QUICK/NC
10/5/2015 8:23:37 AM (1709 views)
Re: Copy fees, etc. - Bruce Lutz/PA
12/14/2015 3:19:24 PM (1531 views)
Re: Copy fees, etc. - Serena Stout/VA
10/5/2015 10:25:53 AM (1801 views)
Re: Copy fees, etc. - george Hubka/MI
10/5/2015 12:57:18 PM (1788 views)
Re: Copy fees, etc. - Serena Stout/VA
10/5/2015 1:09:03 PM (1859 views)
Re: Copy fees, etc. - Lu Rivera/PA
10/5/2015 4:27:57 PM (1712 views)
Re: Copy fees, etc. - Marian Severance/PA
10/5/2015 6:44:45 PM (1677 views)
Re: Copy fees, etc. - Aaron Thorpe/NY
10/5/2015 4:37:50 PM (1808 views)
Re: Copy fees, etc. - Mark Rasnick/OH
10/6/2015 9:51:16 AM (1763 views)
Re: Copy fees, etc. - David  Umphenour/MO
10/5/2015 5:06:46 PM (1672 views)
Re: Copy fees, etc. - Randi Erickson/MN
10/6/2015 10:24:47 AM (1778 views)
Re: Copy fees, etc. - Marian Severance/PA
10/7/2015 7:59:05 AM (1761 views)
Re: Copy fees, etc. - Leigh Attridge/MA
10/8/2015 8:08:29 AM (1915 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 12:11:14 PM (1350 views)
Re: Copy fees, etc. - Marian Severance/PA
1/25/2016 5:45:07 PM (1320 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 6:08:58 PM (1221 views)
Re: Copy fees, etc. - Marian Severance/PA
1/25/2016 8:28:42 PM (1293 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 6:14:15 PM (1309 views)
Re: Copy fees, etc. - REBECCA RIZZONELLI/PA
2/15/2016 11:25:44 AM (1253 views)

[+] CLS Direct, Inc. (aka) - Wayne Brown/VA (5 replies)
9/30/2015 12:37:22 PM (2479 views)

[+] TRID and the encryption issues - Alix Ott/MI (5 replies)
9/30/2015 11:43:00 AM (2133 views)

[+] Atlantic Title Abstract ??? - M Adams/KY (1 reply)
9/29/2015 10:58:04 AM (2088 views)

[+] You Have Got To Be Kidding - Please Read - Kenneth Signor/SC (20 replies)
9/28/2015 7:01:30 PM (4389 views)

[+] Foreclosure on an affordable unit - what a mess - Leigh Attridge/MA (2 replies)
9/28/2015 6:52:04 PM (1995 views)

[+] String Information Services - jess barker/IL (2 replies)
9/28/2015 4:50:09 PM (2353 views)


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