This board is full of negative reviews of Avanze, Visio, or whatever other name they go by/ have gone by.  It's mind boggling that anyone would allow a debt to be run up to 34 k without a down payment, reference, or a simple search of the name on this platform.  As researchers, we should be able to research.  Victim blaming is not my style or intent.  You bear some responsibility, however, for failing to do the minimum to protect yourself.

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