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Comment on "When Appeals Don't Count as Pending Litigation" - Source of Title/OH
10/19/2015 8:42:39 AM (2349 views)
Useful information - Daniel Silverburg/CA
10/19/2015 8:42:39 AM (3168 views)
Re: Useful information - Slade Smith/AZ
10/20/2015 12:01:29 AM (6124 views)

ANY COMMENTS ON THE NEW SOFTWARE - Saundra  Scott/MD
10/12/2015 4:43:59 PM (1993 views)

MN Enforces Abstracer and Closer Licensing - Jeanine Johnson/MN
10/12/2015 11:34:47 AM (4308 views)
Re: MN Enforces Abstracer and Closer Licensing - Regina  Engebritson/MN
10/20/2015 10:34:24 AM (3270 views)
Re: MN Enforces Abstracer and Closer Licensing - Jeanine Johnson/MN
10/20/2015 11:24:21 AM (3377 views)

Licensing in Minnesota - Alix Ott/MI
10/8/2015 4:40:29 PM (2765 views)
Re: Licensing in Minnesota - Randi Erickson/MN
10/8/2015 6:25:11 PM (3617 views)
Re: Licensing in Minnesota - Alix Ott/MI
10/8/2015 9:27:11 PM (3484 views)
Re: Licensing in Minnesota - Randi Erickson/MN
10/9/2015 6:33:37 AM (3435 views)
Re: Licensing in Minnesota - Jolene Lien/MN
10/19/2015 1:51:55 PM (6557 views)
Re: Licensing in Minnesota - Jolene Crofoot/MN
10/12/2015 9:35:54 AM (3258 views)
Re: Licensing in Minnesota - Alix Ott/MI
10/12/2015 9:58:18 AM (3284 views)
Re: Licensing in Minnesota - Jeanine Johnson/MN
10/12/2015 11:06:30 AM (3334 views)
Re: Licensing in Minnesota - Alix Ott/MI
10/12/2015 11:57:49 AM (3228 views)
Re: Licensing in Minnesota - Jolene Crofoot/MN
10/12/2015 2:49:24 PM (3365 views)
Re: Licensing in Minnesota - Jeanine Johnson/MN
10/12/2015 3:21:50 PM (3664 views)
Re: Licensing in Minnesota - george Hubka/MI
10/19/2015 9:14:58 PM (3442 views)

Comment on "Altisource Plans Automated Reverse Auctions for Vendors" - Source of Title/OH
10/6/2015 11:49:57 PM (3516 views)
Work Being Done for Altisource - Jodi Thornton/MS
10/6/2015 11:49:58 PM (5243 views)
Re: Work Being Done for Altisource - Leigh Attridge/MA
10/8/2015 8:04:24 AM (5024 views)
Re: Comment on "Altisource Plans Automated Reverse Auctions for Vendors" - Susan Raynard/MA
10/12/2015 7:56:12 AM (4810 views)
Re: Comment on "Altisource Plans Automated Reverse Auctions for Vendors" - george Hubka/MI
10/19/2015 9:26:18 AM (4615 views)




Website outage - Slade Smith/OH
10/6/2015 4:20:52 PM (1973 views)

Title Plant Software - Tanya Stevens/MS
10/6/2015 9:36:14 AM (2724 views)
Re: Title Plant Software - Kathy Taylor/CO
11/2/2015 10:59:02 AM (3357 views)

How to find county lines - Alix Ott/MI
10/4/2015 5:01:23 PM (2918 views)
Re: How to find county lines - george Hubka/MI
10/5/2015 8:51:09 AM (3559 views)
Re: How to find county lines - Alix Ott/MI
10/5/2015 8:55:23 AM (3656 views)
Re: How to find county lines - Alix Ott/MI
10/5/2015 8:55:56 AM (3611 views)
Re: How to find county lines - george Hubka/MI
10/5/2015 9:27:48 AM (3610 views)
Re: How to find county lines - Anita Backlund/MN
10/5/2015 4:30:26 PM (3447 views)
Re: How to find county lines - Alix Ott/MI
10/5/2015 7:13:09 PM (3451 views)
Re: How to find county lines - Eric Reed/WV
10/5/2015 7:23:33 PM (3532 views)
Re: How to find county lines - Alix Ott/MI
10/6/2015 9:03:15 AM (3452 views)
Re: How to find county lines - Jeffrey Land/NJ
2/1/2016 10:55:37 AM (3135 views)
Re: How to find county lines - Karen Hurley/KY
3/11/2016 4:53:41 AM (3274 views)
Re: How to find county lines - Julia Thomas/OH
10/12/2015 1:27:09 PM (3341 views)
Re: How to find county lines - Alix Ott/MI
1/25/2016 12:40:40 PM (3178 views)
Re: How to find county lines - Allen Bruce/OH
1/25/2016 12:30:09 PM (3268 views)
Re: How to find county lines - Jeffrey Land/NJ
2/1/2016 10:48:18 AM (3195 views)
Re: How to find county lines - Lisa Ramsey/TX
1/25/2016 2:40:11 PM (3443 views)
Re: How to find county lines - Allen Bruce/OH
2/13/2016 6:08:38 PM (2998 views)
Re: How to find county lines - Alix Ott/MI
2/14/2016 7:40:48 AM (3225 views)
Re: How to find county lines - MICHELLE TURNER/OH
2/15/2016 2:22:56 PM (2960 views)
Re: How to find county lines - Alix Ott/MI
2/15/2016 2:57:38 PM (3078 views)
Re: How to find county lines - MICHELLE TURNER/OH
2/15/2016 3:03:43 PM (3105 views)
Re: How to find county lines - Google Earth - James Powell/MI
2/23/2016 12:28:35 PM (3057 views)

POSTING RE: BAD PAYS/ETC - Heidi Gemeling/FL
10/3/2015 7:25:36 PM (2516 views)

SATISFYING A MORTGAGE AND THEN RE-RECORDING IT TO CORRECT - Heidi Gemeling/FL
10/3/2015 6:51:07 PM (2706 views)
Re: SATISFYING A MORTGAGE AND THEN RE-RECORDING IT TO CORRECT - Lynda Cooke/VA
10/4/2015 10:48:55 AM (3707 views)
Re: SATISFYING A MORTGAGE AND THEN RE-RECORDING IT TO CORRECT - Mark Sheffield/MD
10/12/2015 8:19:33 AM (3157 views)

Copy fees, etc. - Marian Severance/PA
10/1/2015 8:59:18 PM (3898 views)
Re: Copy fees, etc. - george Hubka/MI
10/1/2015 9:08:32 PM (3718 views)
Re: Copy fees, etc. - Marian Severance/PA
10/1/2015 11:28:17 PM (3612 views)
Re: Copy fees, etc. - Michael Madden/RI
10/2/2015 10:50:36 AM (3644 views)
Re: Copy fees, etc. - Robert Franco/OH
10/2/2015 1:33:54 PM (3572 views)
Re: Copy fees, etc. - Michael Madden/RI
10/2/2015 2:32:10 PM (3593 views)
Re: Copy fees, etc. - Jay Duncan/MO
10/2/2015 5:12:37 PM (3664 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:15:15 AM (3409 views)
Re: Copy fees, etc. - Lynda Cooke/VA
10/4/2015 9:14:28 AM (3460 views)

Mr. Madden’s ignorance of the job is showing. He knows not of what he speaks. His conception is far from reality, or good practice.

His suggestion to add the cost of producing more than customary copies to the search fee would be truly deceptive. If you are seeking a truly itemized bill, confusing examination fees with copy production costs IS deceptive. The search costs are X. Its X all day long, every day for that category of work. The fact that the client wants “ADDITIONAL” billable services doesn’t belong in the search fee. Not on a residential order. 

You want to explain to a HUD investigator why you charge customer “A” $15 more for a current owner than you do customer “B”? Watch his eyes roll when you say it’s because you know customer “A” always wants extra copies. That it’s just “assumed”. Good luck with that.  Even worse is an across the board increase charging customer A and B the higher costs when only customer A is generating the extra work. Hope you enjoy your baloney sandwich while you spend some time in the Federal system thinking about it. 

 Most of us are independent contractors. Our true product is our time and expertise. It’s called billable hours. There are only so many hours in a day. We have to use them wisely. We have overhead costs to cover before we make the first nickel in income. Too much uncompensated time can wreak your week if you let it. 

It would be interesting to know if Mr. Madden’s employer shows the price they paid for the search and what the client will pay in mark up for the “value added” they brought to the product separately so that their clients have full knowledge of who did what for what amount of compensation . Hmmmm? Don’t think so. And if they don’t, why not? It’s a far better illustration of the term deceptive pricing. 

In my neck of the woods it’s customary to charge only the pass through copy price for residential work. Yes; we are a dumb lot in that regard. It’s just how the practice evolved. Examiners get the raw end of the deal. 

Commercial work is a different animal in that it’s billed by the hour. The bill is for hours worked rather than search type. Pass throughs are billed as separate line items. The time to gather, make and assemble copies and put them into useable form is counted in the total hours billed. I’ve had more than a few cases where the time spent on copies, and their costs to assemble, exceeded the time spent actually examining the title. At least I’m compensated for the time spent to bring the whole requested product to the table. 

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Re: Copy fees, etc. - David Bloys/TX
10/4/2015 10:18:58 AM (3435 views)
Re: Copy fees, etc. - WAYNE QUICK/NC
10/5/2015 8:31:17 AM (3336 views)
Re: Copy fees, etc. - Scott Perry/PA
10/3/2015 3:57:45 PM (3442 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:12:52 AM (3302 views)
Re: Copy fees, etc. - Constance Foye/VA
10/5/2015 9:56:16 AM (3369 views)
Re: Copy fees, etc. - Michael Madden/RI
10/4/2015 8:12:55 AM (3276 views)
Re: Copy fees, etc. - Rita Killary/NY
10/4/2015 9:43:24 AM (3440 views)
Re: Copy fees, etc. - Scott Perry/PA
10/4/2015 12:40:56 PM (3433 views)
Re: Copy fees, etc. - Lu Rivera/PA
2/21/2016 11:28:13 PM (2776 views)
Re: Copy fees, etc. - Lu Rivera/PA
2/21/2016 11:28:18 PM (2857 views)
Re: Copy fees, etc. - Michael Madden/RI
2/22/2016 5:17:00 PM (2826 views)
Re: Copy fees, etc. - David Bloys/TX
10/4/2015 12:11:53 PM (6128 views)
Re: Copy fees, etc. - David Bloys/TX
10/2/2015 8:00:04 PM (3354 views)
Re: Copy fees, etc. - Joyce Obrien/PA
10/2/2015 10:49:46 PM (3328 views)
Re: Copy fees, etc. - Marian Severance/PA
10/4/2015 7:45:01 PM (3270 views)
Re: Copy fees, etc. - george Hubka/MI
10/5/2015 9:11:30 AM (3107 views)
Re: Copy fees, etc. - Robert Franco/OH
10/5/2015 9:25:42 AM (3204 views)
Re: Copy fees, etc. - Jean Lurtsema/AK
10/15/2015 12:05:46 PM (3210 views)
Re: Copy fees, etc. - REBECCA RIZZONELLI/PA
12/21/2015 1:24:11 PM (2951 views)
Re: Copy fees, etc. - Allen Bruce/OH
2/13/2016 6:17:23 PM (2835 views)
Re: Copy fees, etc. - WAYNE QUICK/NC
10/5/2015 8:23:37 AM (3193 views)
Re: Copy fees, etc. - Bruce Lutz/PA
12/14/2015 3:19:24 PM (3200 views)
Re: Copy fees, etc. - Serena Stout/VA
10/5/2015 10:25:53 AM (3235 views)
Re: Copy fees, etc. - george Hubka/MI
10/5/2015 12:57:18 PM (3224 views)
Re: Copy fees, etc. - Serena Stout/VA
10/5/2015 1:09:03 PM (3268 views)
Re: Copy fees, etc. - Lu Rivera/PA
10/5/2015 4:27:57 PM (3159 views)
Re: Copy fees, etc. - Marian Severance/PA
10/5/2015 6:44:45 PM (3102 views)
Re: Copy fees, etc. - Aaron Thorpe/NY
10/5/2015 4:37:50 PM (3283 views)
Re: Copy fees, etc. - Mark Rasnick/OH
10/6/2015 9:51:16 AM (3223 views)
Re: Copy fees, etc. - David  Umphenour/MO
10/5/2015 5:06:46 PM (3133 views)
Re: Copy fees, etc. - Randi Erickson/MN
10/6/2015 10:24:47 AM (3227 views)
Re: Copy fees, etc. - Marian Severance/PA
10/7/2015 7:59:05 AM (3166 views)
Re: Copy fees, etc. - Leigh Attridge/MA
10/8/2015 8:08:29 AM (3349 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 12:11:14 PM (2797 views)
Re: Copy fees, etc. - Marian Severance/PA
1/25/2016 5:45:07 PM (2766 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 6:08:58 PM (2686 views)
Re: Copy fees, etc. - Marian Severance/PA
1/25/2016 8:28:42 PM (2789 views)
Re: Copy fees, etc. - Allen Bruce/OH
1/25/2016 6:14:15 PM (2775 views)
Re: Copy fees, etc. - REBECCA RIZZONELLI/PA
2/15/2016 11:25:44 AM (2688 views)

CLS Direct, Inc. (aka) - Wayne Brown/VA
9/30/2015 12:37:22 PM (2966 views)
Re: CLS Direct, Inc. (aka) - Ryan Thorpe/NY
10/2/2015 4:47:04 PM (3071 views)
Re: CLS Direct, Inc. (aka) - george Hubka/MI
10/5/2015 9:13:11 AM (2980 views)
Re: CLS Direct, Inc. (aka) - Ryan Thorpe/NY
10/5/2015 11:58:42 AM (3093 views)
Re: CLS Direct, Inc. (aka) - Dan Zook/NY
10/15/2015 3:56:28 PM (3180 views)
Re: CLS Direct, Inc. (aka) - Henry Meyer/ME
11/18/2015 10:05:46 AM (2809 views)

TRID and the encryption issues - Alix Ott/MI
9/30/2015 11:43:00 AM (2712 views)
Re: TRID and the encryption issues - Patrick Scott/IL
9/30/2015 8:42:18 PM (3154 views)
Re: TRID and the encryption issues - Robert Franco/OH
10/2/2015 9:45:50 AM (3109 views)
Re: TRID and the encryption issues - george Hubka/MI
10/5/2015 9:06:14 PM (2998 views)
Encryption issue - is your report public or private? - Bobbi Shorthouse, Notary Public/CT
10/2/2015 8:42:44 AM (2897 views)
Re: TRID and the encryption issues - Jeffrey Land/NJ
2/1/2016 11:34:11 AM (2596 views)

Atlantic Title Abstract ??? - M Adams/KY
9/29/2015 10:58:04 AM (2617 views)
Re: Atlantic Title Abstract ??? - Nils Nelson/ME
9/29/2015 3:07:12 PM (3091 views)

You Have Got To Be Kidding - Please Read - Kenneth Signor/SC
9/28/2015 7:01:30 PM (4901 views)
Re: You Have Got To Be Kidding - Please Read - Lisa Ramsey/TX
9/28/2015 8:11:27 PM (4229 views)
Re: You Have Got To Be Kidding - Please Read - Kenneth Signor/SC
9/29/2015 6:46:55 AM (3937 views)
Re: You Have Got To Be Kidding - Please Read - M Adams/KY
9/29/2015 10:54:10 AM (3976 views)
Re: You Have Got To Be Kidding - Please Read - Judy Mac/LA
9/29/2015 10:59:29 AM (3863 views)
Re: You Have Got To Be Kidding - Please Read - Lisa Ramsey/TX
9/29/2015 1:19:05 PM (3745 views)
Re: You Have Got To Be Kidding - Please Read - Kenneth Signor/SC
9/30/2015 12:03:59 PM (3715 views)
Re: You Have Got To Be Kidding - Please Read - Lisa Ramsey/TX
9/29/2015 1:19:10 PM (3639 views)
Re: You Have Got To Be Kidding - Please Read - Alix Ott/MI
9/30/2015 11:40:07 AM (3706 views)
Re: You Have Got To Be Kidding - Please Read -  Mary Pouliezos/MO
10/12/2015 12:54:16 PM (3411 views)
Re: You Have Got To Be Kidding - Please Read - Robert Franco/OH
10/2/2015 9:52:48 AM (3542 views)
Re: You Have Got To Be Kidding - Please Read - Jim A/WV
10/3/2015 8:34:26 AM (3416 views)
Re: You Have Got To Be Kidding - Please Read - REBECCA RIZZONELLI/PA
10/5/2015 9:14:49 AM (3418 views)
Re: You Have Got To Be Kidding - Please Read - george Hubka/MI
10/5/2015 9:23:55 AM (3445 views)
Re: You Have Got To Be Kidding - Please Read - Lisa Ramsey/TX
11/17/2015 8:07:39 PM (3212 views)
Re: You Have Got To Be Kidding - Please Read - MICHELLE TURNER/OH
2/15/2016 1:53:12 PM (2766 views)
Re: You Have Got To Be Kidding - Please Read - Wendi See/SC
10/5/2015 11:21:51 AM (3555 views)
Re: You Have Got To Be Kidding - Please Read - jane guiles/AL
10/11/2015 4:53:38 PM (3498 views)
Re: You Have Got To Be Kidding - Please Read - Cate Jones/NH
11/23/2015 9:32:29 AM (3230 views)
Re: You Have Got To Be Kidding - Please Read - george Hubka/MI
1/14/2016 8:50:59 PM (3107 views)
Re: You Have Got To Be Kidding - Please Read - jane guiles/AL
2/23/2016 9:33:45 PM (2855 views)


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