Sorry,  I can't feel too sorry for anyone who gets taken by the sharks in that

industry.   Most all of the "discloure details" I see in their ads show a

DEFAULT RATE of 30 percent or more.   In any other world, it would be

considered loan sharking, but they have lots of your money to give to

the Congress and Legislature members who make the laws they

operate under.   I know,  you appear to be the victim of "predatory

lending", But didn't  you agree to the terms when you wanted to

use their service(s)?   Go into all deals with your eyes open and

know the worst possible outcome, something you seemed to

 have missed in this transaction.

George