I'm a bit lost on how the underwriter now is on the hook for recorded restrictions and easements if the policy has a specific exception to "restrictions of record.... and easements of record".

I follow the concept that eliminating the standard exceptions leaves them open to claims on item not of record.

I hate these new policies that we are seeing with this kind of general exception to record items.  It offers nothing to the insured with no exposure on the part of the underwriter.  Perhaps I misunderstand what you are positing.