I will say it again, as I have in past posts...I have done work for Valuamerica for 3 1/2 years.  They have my credit card info and it has been no problem.  I pay their small fee for searches but again...no problem, for me at least.  They send me up to 6 searches a day, I don't have to send them a statement, and they pay like clockwork.  Do what you want but I will continue to do thier work as long as they send it to me.  It's a small price to pay for consistancy with a no hassle company.  In addition, my contact person there is the nicest of any contact person I've ever had.