Guys, good discussion.   I would expect (Wayne can comment on it if he wishes)
                                             that his business is fledgling (so new) that he cannot
                                             get a rating from D & B, etc.....
Also,   a good answer would be for Wayne's company to get an open line of
             credit from his friendly local banker (they love to make loans to credit-
             worthy borrowers, ya know, because they make money charging interest)
             so that vendors could promptly be paid net 15- 30 days.
Another bright idea might be for Wayne and others to pay the abstractors interest
after the 30 days are past.   This of course does not insure payment if problems
do develop.
I don't know what good going to a creditor's house would do, do you Kevin?
I'm sure, but if a vendor showed up there and offered to pound his  rear end
until payment was made, they would be arrested for extortion.

George