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Code of Ethics - Jay Duncan/MO
10/21/2005 10:35:01 AM (4515 views)
Re: Code of Ethics - Smitty Strickland/SC
10/21/2005 6:07:31 PM (6087 views)
Re: Code of Ethics - Jay Duncan/MO
10/21/2005 6:23:54 PM (6075 views)
Re: Code of Ethics - Scott Perry/PA
10/21/2005 7:14:44 PM (5997 views)
Re: Code of Ethics - Douglas Gallant/OH
10/21/2005 9:38:21 PM (5875 views)
Re: Code of Ethics - Smitty Strickland/SC
10/22/2005 8:06:58 AM (6174 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 10:35:54 AM (6154 views)
Re: Code of Ethics - Jay Duncan/MO
10/22/2005 11:57:06 AM (6090 views)
Re: Code of Ethics - Scott Perry/PA
10/22/2005 12:01:35 PM (6044 views)

research time? - GORDON TINSLEY/CA
10/20/2005 4:54:52 AM (3568 views)
Re: research time? - Scott Perry/PA
10/20/2005 8:07:53 AM (6864 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 12:44:12 PM (6787 views)
Re: research time? - Robert Franco/OH
10/20/2005 11:38:23 AM (8230 views)
Re: research time? - GORDON TINSLEY/CA
10/20/2005 1:04:37 PM (6843 views)
Re: research time? - Phyllis Agan/GA
10/28/2005 8:30:14 AM (6491 views)
Re: research time? - David Jenkins/PA
10/20/2005 12:13:25 PM (6679 views)
Re: research time? - Robert Franco/OH
10/20/2005 12:24:57 PM (6739 views)
Re: research time? - David Jenkins/PA
10/20/2005 1:08:11 PM (6734 views)
Re: research time? - Lisa Scherer/NJ
10/24/2005 11:04:35 PM (6460 views)

QUICK POLL - Scott Perry/PA
10/19/2005 9:55:01 PM (3618 views)
Re: QUICK POLL - James "Lin" Toney/MS
10/19/2005 11:29:36 PM (6388 views)
Re: QUICK POLL - Robert Franco/OH
10/20/2005 12:24:37 AM (6375 views)
Re: QUICK POLL - NPC/GA
10/20/2005 7:03:23 AM (6455 views)
Re: QUICK POLL - Rachel Malone/PA
10/20/2005 7:48:08 AM (6464 views)
Re: QUICK POLL - Kim Cowles/WI
10/20/2005 8:29:16 AM (6415 views)
Re: QUICK POLL - Deborah Manion/VA
10/20/2005 9:37:31 AM (6425 views)
Re: QUICK POLL - Wanda Steudel/OH
10/20/2005 9:38:52 AM (6094 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 10:21:32 AM (6225 views)
Re: QUICK POLL - Patrick Scott/IL
10/20/2005 10:37:13 AM (6333 views)
Re: QUICK POLL - John OConnor/IL
10/20/2005 10:43:36 AM (6305 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 10:46:43 AM (6334 views)
Re: QUICK POLL - Michaela Urban/OH
10/20/2005 10:55:00 AM (6364 views)
Re: QUICK POLL - Kurt deVries/FL
10/20/2005 1:08:40 PM (6435 views)
Re: QUICK POLL - Rebecca Barney/FL
10/20/2005 1:26:50 PM (6106 views)
THANKS, EVERYONE! - Scott Perry/PA
10/20/2005 5:22:43 PM (6248 views)
Re: THANKS, EVERYONE! - Robert Franco/OH
10/20/2005 5:51:06 PM (6244 views)
Re: QUICK POLL - Wendi See/SC
10/20/2005 10:26:17 PM (6189 views)
Re: QUICK POLL - Tammy Knight/MO
10/20/2005 11:37:10 PM (6021 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 7:20:16 AM (5873 views)
Re: QUICK POLL - Jay Duncan/MO
10/21/2005 10:29:25 AM (7702 views)
Re: QUICK POLL - Scott Perry/PA
10/21/2005 3:15:39 PM (6109 views)
Re: QUICK POLL - Robert Franco/OH
10/21/2005 1:14:46 PM (5840 views)
Re: QUICK POLL - STEVE MEINECKE/VA
10/23/2005 12:02:03 AM (6082 views)
Re: QUICK POLL - Kevin Ahern/CT
10/23/2005 6:30:34 AM (5971 views)
Re: QUICK POLL - Anne Gilbert/VT
10/23/2005 1:55:15 PM (6080 views)
Re: QUICK POLL - Kevin Ahern/CT
10/24/2005 6:42:19 AM (5868 views)
Re: QUICK POLL - Donna Grady/NC
10/23/2005 9:31:18 PM (5920 views)
Re: QUICK POLL - Phyllis Agan/GA
10/28/2005 8:45:42 AM (5927 views)
Re: QUICK POLL - Jacqueline Quaresimo/PA
10/29/2005 3:55:31 PM (5479 views)
Re: QUICK POLL - ANDREW MOLLER/CT
10/23/2005 7:43:10 PM (5989 views)
Re: QUICK POLL - Bill Jones/NJ
10/24/2005 7:06:57 PM (5936 views)
Re: QUICK POLL - Anne Gilbert/VT
10/24/2005 8:33:51 PM (5824 views)
Re: QUICK POLL - Scott Perry/PA
10/24/2005 9:32:09 PM (5634 views)
Re: QUICK POLL - Lisa Scherer/NJ
10/24/2005 11:23:52 PM (5970 views)
Re: QUICK POLL - Scott Perry/PA
10/25/2005 6:11:22 PM (5918 views)

This has been bugging me . . . - Michaela Urban/OH
10/18/2005 9:57:44 AM (3629 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/18/2005 10:44:27 AM (6238 views)
Re: This has been bugging me . . . - John OConnor/IL
10/18/2005 12:21:30 PM (6233 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 7:02:55 PM (7825 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 7:48:12 PM (6095 views)
Re: This has been bugging me . . . - David Bloys/TX
10/18/2005 10:06:16 PM (6065 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 11:16:17 PM (6115 views)
Re: This has been bugging me . . . - David Bloys/TX
10/19/2005 8:15:48 AM (6218 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/19/2005 12:51:25 PM (7671 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 10:59:30 AM (6031 views)

Patrick,
Thank you for this well thought out post. In some ways you have clarified my thoughts.
On-line access hurts our business.  It allows a VM to bypass us on the simple work and only send us the work that they can't accomplish on their own
I agree. But not all VM's do this or accept it. Some VM's have come to realize that online access threatens their greatest asset. An asset they have spent years to develop, promote and expand. A VM's exclusive network of independent local abstractors is the greater benefit they offer their clients. Online records threaten the VM's as much as they threaten independent local abstractors.

VM's I have spoken with are as much against online publication of the records as I am and for the same reasons. Many have told their abstractors not to use online sources and some even put this mandate on their orders. Their reasons are not always stated but it is clear they do not want abstractors to use this "tool".

I"ve seen posts here on SOT indicating E&O is denied to those using online sources. The providers concern is the accuracy of the source which cannot be verified until it is too late. Online sites exclude themselves from any responsibilty for accuracy, timeliness or reliability. Statutes deny this disclaimer for the records held at the courthouse. Searching online is an error that may not be covered by your E&O.

But boycotting its available value while it's here is, I think, senseless
I haven't called for any boycott Patrick. Our clients,  E&O providers, and many legislators are.

I don't think, however, that lumping malevalent use of on-line records with legitimate use is productive.
I didn't lump them together Patrick. The Internet and those who publish the records online do. Some claim they separate them with passwords but it is a very ineffective separation. Choicepoint made this claim but it was laughably easy to circumvent. Even the most diligent password protection is nothing more than a padlock on a paper box. If it's on the Web it's available to every malevalent or legitimate user with a computer connection.

In some cases, on-line records are actually better than the official courthouse records.  One might be better off purchasing title plant records on-line than visiting a courthouse where the records are mismanaged and/or widely misposted.
This is also true. Only a local abstractor and the online company would know. Local abstractors can make this claim but they do so at their own risk if it is counter to the claim made in the online companies TOS or disclaimer. Your report cannot be more or less accurate than your source. If a claim is made, the abstractors report will be checked against the records at the courthouse.

Fact is, David, our fee for a current owner search in our home county is higher than yours is in your home county.
I'm not concerned about the fees you charge. You are not my competition Patrick. My fees are based on the time and difficulty of the search in any particular county and I am certain yours are too. You have no access to the courthouses in my area and only one county provides online access to some of it's records. You shouldn't concern yourself with my fees either. While I could provide my services in your area as both you and John have assured me the online records are even better than those offered at your local courthouse. I would consider it unethical on my part to invade your business via the Internet. You made this same assurance to the $25 abstractor looking for accurate online sources and to foreign outsource companies looking for more U.S. records to exploit. Both monitor this site and now they can reassure their clients of your endorsement.

If you want your voice to be heard by those who have the power to make changes that will benefit our industry, a unified voice is necessary. 
My voice is being heard Patrick by those who tell me they have the power to make changes. I consult with legislators, government officials, law enforcement agencies, reporters, and associations at local, state and federal levels. I assist them in their own investigations and provide them with information they need to protect their citizens. At first, I had to go to them but now many are coming to me. Last week I was contacted by two federal agencies, eleven county officials, two attorneys, and two technology firms. They learned about my efforts  from officials and legislators as far away as Michigan and Alaska. I think my voice is being heard by those who can and are affecting change.

I didn't take your comments personally Patrick. Well, actually I did take the complimentary ones personally. :) I want you and John to know also I meant no disrespect of your company. While I responded to Johns post, my reference to "naivity" and "blind greed" was not intended to be directed at him or you personally. The blind greed reference was intended for those who make the records available online for a profit and those who buy their way into your market through online access. Neither of these groups have any respect for your company.

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Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 12:18:39 PM (6105 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 2:54:56 PM (5834 views)
Re: This has been bugging me . . . - Patrick Scott/IL
10/20/2005 7:15:04 PM (5881 views)
Re: This has been bugging me . . . - Robert Franco/OH
10/20/2005 12:30:26 PM (6260 views)
Re: This has been bugging me . . . - Scott Perry/PA
10/18/2005 5:34:20 PM (6069 views)
Re: This has been bugging me . . . - Kurt deVries/FL
10/19/2005 12:20:15 PM (6075 views)
Re: This has been bugging me . . . - Michaela Urban/OH
10/20/2005 10:48:49 AM (6082 views)
Re: This has been bugging me . . . - David Bloys/TX
10/20/2005 11:13:59 AM (6009 views)
Re: Oh, One More Thing, David... - Patrick Scott/IL
10/24/2005 10:53:34 PM (5869 views)
Re: This has been bugging me . . . - george Hubka/MI
10/27/2005 8:43:35 PM (5466 views)
Re: This has been bugging me . . . - Jeanne Mendes/CA
10/27/2005 1:50:55 AM (5790 views)
Re: This has been bugging me . . . - Kevin Ahern/CT
10/28/2005 8:53:09 AM (5818 views)

New member of Phoenix Document Service! - Kurt deVries/FL
10/17/2005 4:50:18 PM (3552 views)
Re: New member of Phoenix Document Service! - Jay Duncan/MO
10/17/2005 5:20:20 PM (5873 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/17/2005 6:03:20 PM (5556 views)
Re: New member of Phoenix Document Service! - Iris Buchman/FL
10/17/2005 6:03:31 PM (5818 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/18/2005 8:08:51 AM (6072 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/18/2005 5:05:08 PM (5957 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 7:47:53 AM (5821 views)
Re: New member of Phoenix Document Service! - Scott Perry/PA
10/19/2005 8:01:03 AM (5853 views)
Re: New member of Phoenix Document Service! - Rachel Malone/PA
10/19/2005 8:05:39 AM (5966 views)
Re: New member of Phoenix Document Service! - Kurt deVries/FL
10/19/2005 11:55:28 AM (5904 views)
Re: New member of Phoenix Document Service! - Tammy Knight/MO
10/19/2005 3:10:49 PM (5863 views)


Real Title Services


LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
10/17/2005 2:22:31 PM (3525 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Iris Buchman/FL
10/17/2005 6:02:25 PM (5802 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
10/30/2005 2:53:02 AM (5393 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Becky Kale/IL
11/8/2005 3:38:02 PM (5327 views)
Re: LENDERS SERVICES DIRECT TULSA, OK - Jason Sheppard/PA
11/21/2005 11:17:57 AM (5253 views)

Okay, another question. - Tammy Knight/MO
10/16/2005 10:18:06 PM (3349 views)
Re: Okay, another question. - Scott Perry/PA
10/16/2005 10:40:01 PM (5683 views)
Re: Okay, another question. - Kim Cowles/FL
10/17/2005 11:27:03 AM (5876 views)
Re: Okay, another question. - Bo Hope/AR
10/17/2005 6:25:38 PM (5958 views)
Re: Okay, another question. - Tammy Knight/MO
10/19/2005 3:13:32 PM (5866 views)

Fed up! - Spencer Kinsey/AR
10/15/2005 12:36:11 PM (3440 views)
Re: Fed up! - Kevin Ahern/CT
10/15/2005 5:48:16 PM (5514 views)
Re: Fed up! - Jay Duncan/MO
10/16/2005 4:30:53 PM (5507 views)
Re: Fed up! - Kevin Ahern/CT
10/16/2005 4:54:24 PM (5522 views)
Re: Fed up! - Jay Duncan/MO
10/17/2005 12:16:19 PM (5861 views)
Re: Fed up! - Kevin Ahern/CT
10/17/2005 3:56:17 PM (5798 views)

indexing - Douglas Gallant/OH
10/15/2005 12:31:46 PM (3213 views)
Re: indexing - Scott Perry/PA
10/15/2005 3:07:59 PM (5497 views)
Re: indexing - monica froese/ME
10/15/2005 6:40:24 PM (5354 views)
Re: indexing - Robert Franco/OH
10/15/2005 8:05:07 PM (5326 views)
Re: indexing - monica froese/ME
10/15/2005 11:18:03 PM (5290 views)
STUCK ON "STUPID" - Scott Perry/PA
10/16/2005 1:06:12 PM (5349 views)
Re: indexing - Larry Crooks/OH
10/17/2005 3:34:21 PM (5717 views)

Questions about VMC's - Donna Grady/NC
10/14/2005 10:32:19 PM (2682 views)

Anyone heard of this company.... - Loretta Reed/MD
10/14/2005 1:16:42 PM (3406 views)
Re: Anyone heard of this company.... - Kurt deVries/FL
10/19/2005 12:12:30 PM (5934 views)

A word about prices... - Robert Franco/OH
10/13/2005 5:40:44 PM (3733 views)
Re: A word about prices... - Kurt deVries/FL
10/14/2005 9:39:16 AM (5493 views)
Re: A word about prices... - Robert Breakell/CT
10/14/2005 9:50:44 AM (5557 views)
Re: A word about prices... - Robert Franco/OH
10/14/2005 12:03:18 PM (5556 views)
Re: A word about prices... - Scott Perry/PA
10/14/2005 5:24:10 PM (5479 views)
Re: A word about prices... - Bo Hope/AR
10/16/2005 1:55:51 AM (5453 views)

Here's my rant - Loretta Reed/MD
10/13/2005 11:05:00 AM (3116 views)
Re: Here's my rant - Iris Buchman/FL
10/13/2005 4:50:59 PM (5458 views)
Re: Here's my rant - Kurt deVries/FL
10/14/2005 9:36:24 AM (5466 views)
Re: Here's my rant - Jay Duncan/MO
10/14/2005 1:44:49 PM (5463 views)
Re: Here's my rant - Matt Papsch/MD
10/13/2005 5:35:02 PM (5401 views)
Re: Here's my rant - Loretta Reed/MD
10/14/2005 11:47:19 AM (5603 views)
Re: Here's my rant - Robert Franco/OH
10/14/2005 12:12:08 PM (5424 views)
Re: Here's my rant - Wendi See/SC
10/15/2005 10:24:17 PM (5381 views)

Refaxing - Danielle Nelson/WI
10/12/2005 2:14:31 PM (3130 views)
Re: Refaxing - STEVE MEINECKE/VA
10/12/2005 3:00:22 PM (5285 views)
Re: Refaxing - Robert Franco/OH
10/12/2005 3:28:29 PM (8857 views)
Re: Refaxing - Larry Crooks/OH
10/13/2005 8:45:13 AM (5326 views)
Re: Refaxing - Danielle Nelson/WI
10/13/2005 11:38:05 AM (6004 views)
Re: Refaxing - Lisa Ramsey/TX
10/14/2005 9:55:23 AM (5329 views)
Re: Refaxing - Kelly Chamblee/OH
10/13/2005 1:37:01 PM (5326 views)
Re: Refaxing - Robert Franco/OH
10/13/2005 2:38:26 PM (5373 views)
Re: Refaxing - Susan Matson/MN
10/17/2005 9:31:57 AM (5632 views)

Rant! - Tammy Knight/MO
10/12/2005 12:49:24 AM (3051 views)
Re: Rant! - Kurt deVries/FL
10/12/2005 2:02:22 PM (5148 views)
Re: Rant! - Robert Franco/OH
10/12/2005 3:11:23 PM (5181 views)
Re: Rant! - Scott Perry/PA
10/12/2005 6:03:33 PM (5049 views)
Re: Rant! - Kevin Ahern/CT
10/12/2005 5:06:42 PM (5069 views)
Re: Rant! - LAWANDA MCMILLIAN/AR
10/12/2005 8:21:41 PM (5066 views)
Re: Rant! - Scott Perry/PA
10/12/2005 10:02:17 PM (5064 views)
Re: Rant! - Robert Franco/OH
10/13/2005 12:26:35 AM (5086 views)
Re: Rant! - Tammy Knight/MO
10/13/2005 1:22:50 AM (5047 views)
Re: Rant! - Lisa Ramsey/TX
10/14/2005 10:02:18 AM (5080 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:29:44 PM (4975 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 12:48:29 PM (4994 views)
Re: Rant! - Kevin Ahern/CT
10/13/2005 4:56:56 AM (4928 views)
Re: Rant! - Iris Buchman/FL
10/13/2005 4:44:01 PM (5006 views)
Re: Rant! - Kevin Ahern/CT
10/14/2005 8:06:47 AM (5009 views)
Re: Rant! - Tammy Knight/MO
10/16/2005 10:08:48 PM (5039 views)
Re: Rant! - Kevin Ahern/CT
10/17/2005 8:21:44 AM (5411 views)


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