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Unfair terms for abstractors ? - george Hubka/MI
5/8/2005 10:38:08 PM (2253 views)
Re: Unfair terms for abstractors ? - Kevin Ahern/CT
5/9/2005 6:23:33 AM (3110 views)
Re: Unfair terms for abstractors ? - george Hubka/MI
5/9/2005 8:27:05 AM (3049 views)
Re: Unfair terms for abstractors ? - Kevin Ahern/CT
5/9/2005 8:45:39 AM (3083 views)
Re: Unfair terms for abstractors ? - Lisa Ramsey/TX
5/9/2005 10:42:08 AM (3083 views)
Re: Unfair terms for abstractors ? - george Hubka/MI
5/9/2005 7:05:05 PM (3017 views)
Re: Unfair terms for abstractors ? - Lisa Ramsey/TX
5/9/2005 11:16:56 PM (3020 views)
Re: Unfair terms for abstractors ? - george Hubka/MI
5/10/2005 4:33:11 PM (3054 views)

CMS Syracuse NY? - David Nixon/MA
5/7/2005 11:12:27 AM (2381 views)
Re: CMS Syracuse NY? - Kevin Ahern/CT
5/7/2005 12:10:13 PM (3179 views)
Re: CMS Syracuse NY? - Shannon Blatt/VA
5/7/2005 9:34:33 PM (3114 views)

E Title - Kevin Ahern/CT
5/7/2005 8:25:58 AM (2564 views)
Re: E Title - Spencer Kinsey/AR
5/7/2005 8:42:40 AM (3352 views)
Re: E Title - Kevin Ahern/CT
5/7/2005 9:07:10 AM (3269 views)
Re: E Title - MARC DAVIS/NY
5/11/2005 10:17:12 AM (3204 views)
Re: E Title - Michaela Urban/OH
5/11/2005 12:33:37 AM (3289 views)
Re: E Title - Kevin Ahern/CT
5/11/2005 6:39:54 AM (3203 views)
Re: E Title - Kevin Horan/PA
5/11/2005 10:55:10 AM (3564 views)

Title Insurance Software - Jason Sheppard/PA
5/6/2005 4:18:13 PM (2483 views)
Re: Title Insurance Software - Robert Franco/OH
5/6/2005 4:51:34 PM (3508 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/6/2005 5:06:00 PM (3311 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/11/2005 6:55:27 PM (3486 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 1:35:34 PM (3424 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 3:05:12 PM (3334 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 3:18:57 PM (3336 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 3:24:06 PM (3361 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 6:45:33 PM (3384 views)
Re: Title Insurance Software - Adrienne Arsenault/NH
5/12/2005 9:53:05 PM (3269 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/13/2005 9:36:23 AM (3310 views)
Re: Title Insurance Software - David Bloys/TX
5/13/2005 11:12:16 AM (3405 views)
Re: Title Insurance Software - Robert Franco/OH
5/12/2005 3:48:29 PM (3286 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/12/2005 3:56:15 PM (3317 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 7:02:38 PM (3235 views)
Re: Title Insurance Software - george Hubka/MI
5/12/2005 11:55:37 PM (3379 views)
Re: Title Insurance Software - David Bloys/TX
5/12/2005 6:36:04 PM (3407 views)
Re: Title Insurance Software - Patrick Scott/IL
5/9/2005 10:51:02 AM (5358 views)
Re: Title Insurance Software - Jason Sheppard/PA
5/9/2005 12:05:42 PM (3371 views)
Re: Title Insurance Software - Larry Crooks/OH
5/10/2005 8:32:56 PM (3234 views)

Georgia Abstractors - Question - Lisa Ramsey/TX
5/6/2005 9:57:16 AM (2251 views)
Re: Georgia Abstractors - Question - Norean Cashwell/GA
5/7/2005 10:28:10 AM (3654 views)
Re: Georgia Abstractors - Question - Norean Cashwell/GA
5/7/2005 10:32:25 AM (3366 views)
Re: Georgia Abstractors - Question - Lisa Ramsey/TX
5/7/2005 10:34:00 AM (3218 views)


Real Title Services


Quick Question . . . - Michaela Urban/OH
5/6/2005 8:08:22 AM (2291 views)
Re: Quick Question . . . - Lisa Ramsey/TX
5/6/2005 8:53:00 AM (3282 views)
Re: Quick Question . . . - Michaela Urban/OH
5/6/2005 10:03:25 AM (3137 views)
Re: Quick Question . . . - Robert Franco/OH
5/6/2005 10:01:06 AM (3259 views)
Re: Quick Question . . . - Lisa Ramsey/TX
5/6/2005 10:09:39 AM (3191 views)
Re: Quick Question . . . - Jason Sheppard/PA
5/6/2005 5:12:20 PM (3140 views)
Re: Quick Question . . . - Jason Sheppard/PA
5/6/2005 5:03:05 PM (3149 views)
Re: Quick Question . . . - Kevin Ahern/CT
5/6/2005 11:35:16 AM (3227 views)

Michaela

There seem to be two issues here. The first relates to the payment for your title search. The second relates to your performance with respect to the recording.

They should pay you for your title search. Several months have passed since you have completed it. The client has not notified you of any problem, and in fact has apparently issued a title insurance policy on the strength of the search.
Furthermore, they client gave you excuses and the run around for months when you called to make inquiry about payment. That in effect constitutes an admission on their part that your work was acceptable. Unless there is something of which I am not aware, I would say they owe you the fee.

With respect to the recording, we do not have the difference in recording and effective dates in Connecticut that you do in your state. Documents are an effective part of the public record here immediately upon recording. However, if this enters into the issuance of the policy in question, it would seem that your client is responsible for typing the effective date on the policy. If I understand your explanation, you would not have had the effective date at the time you recorded. The effective date would have been issued by the county some time after the document was recorded. It sounds like the client used the recording date rather than the effective date. I am having difficulty understanding what their problem is.

Robert is right. When you issue a title policy you normally wait for the correct effective recording information before issuing the policy. You need to enter this information on the policy. You would also wait for the title update to be completed before issuing the policy to make certain that all the requirements and conditions precedent had been met (releases of financial encumbrances) before issuing the policy. I issue policies for a major insurance carrier here. I had a closing in late September, and could not issue the policy for months after the subject mortgage was recorded because subsequent title updates disclosed that the prior mortgagee failed to release its mortgage until December. Issuance of the policy was conditioned upon release of the prior mortgage after satisfaction.

Whether you were late with the recording and its impact on payment of your fee would depend upon whether there is a time period for recording mandated by law or contractual obligation to your client. If there is none, then you have not violated any legal or contractual requirement, and you should be alright if you recorded within reasonably short time following your receipt of the document. You indicated that you recorded it the next day, which seems to be reasonable.

It sounds like your client is looking for an excuse not to pay you, and that the reason for their failure to make payment lies somewhere other than with your performance. Demand your money. If they tell you that they have suffered some loss as a result of your conduct...demand an accounting for their loss.

By the way, if you did nothing wrong...NEVER apologize. At the very least it could be used as an excuse to withhold your payment, and more significantly it could be used against you as admission of liability in any subsequent law suit.

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Re: Quick Question . . . - Michaela Urban/OH
5/6/2005 4:20:39 PM (3136 views)

I Still Cannot Get Over .... - Lisa Ramsey/TX
5/5/2005 11:40:08 PM (1794 views)

Spelling of Abbreviations - Lisa Ramsey/TX
5/5/2005 7:45:33 PM (2167 views)
Re: Spelling of Abbreviations - Grammar Nazi/PA
5/6/2005 11:26:42 PM (3171 views)

$$ UP FRONT? - Kim Haase/MT
5/5/2005 11:13:26 AM (2191 views)
Re: $$ UP FRONT? - Robert Franco/OH
5/5/2005 1:15:39 PM (3240 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 1:49:51 PM (3168 views)
Re: $$ UP FRONT? - Loretta Reed/MD
5/5/2005 3:12:35 PM (3180 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 3:59:58 PM (3089 views)
Re: $$ UP FRONT? - Lisa Ramsey/TX
5/5/2005 3:25:31 PM (3137 views)
Re: $$ UP FRONT? - Kim Haase/MT
5/5/2005 3:53:26 PM (3150 views)

Update on Rich's surgery... - monica froese/ME
5/4/2005 8:20:15 PM (2229 views)
Re: Update on Rich's surgery... - Aimee Raines Raines/VA
5/4/2005 9:21:33 PM (3122 views)

Cornerstone Part Deux - Spencer Kinsey/AR
5/4/2005 9:43:06 AM (2379 views)
Re: Cornerstone Part Deux - Sean Deegan/NY
5/4/2005 10:01:03 AM (3293 views)
Re: Cornerstone Part Deux - Loretta Reed/MD
5/5/2005 8:31:33 AM (3329 views)
Re: Cornerstone Part Deux - ARTHUR LIPPMAN/MA
5/4/2005 11:19:03 PM (3144 views)
Re: Cornerstone Part Deux - Sean Deegan/NY
5/5/2005 10:28:56 AM (3176 views)
Re: Cornerstone Part Deux - george Hubka/MI
5/5/2005 4:26:24 PM (3213 views)
Re: Cornerstone Part Deux - Barbara Bennett/IN
5/5/2005 5:14:30 PM (3180 views)

Cornerstone - Cathy Iffergan/TX
5/2/2005 2:12:38 PM (2482 views)
Re: Cornerstone - Barbara Bennett/IN
5/2/2005 6:03:09 PM (3576 views)
Re: Cornerstone - Catherine Iffergan/TX
5/2/2005 6:32:25 PM (3463 views)
Re: Cornerstone - Spencer Kinsey/AR
5/2/2005 7:59:24 PM (5325 views)
Re: Cornerstone - Barbara Bennett/IN
5/2/2005 8:32:10 PM (3389 views)
Re: Cornerstone - Spencer Kinsey/AR
5/2/2005 8:37:45 PM (7293 views)
Re: Cornerstone...They owe me money too.. - Loretta Reed/MD
5/2/2005 11:32:20 PM (3470 views)
Re: Cornerstone - Kevin Ahern/CT
5/3/2005 6:36:50 AM (3307 views)
Re: Cornerstone - Spencer Kinsey/AR
5/3/2005 8:19:37 AM (3367 views)
Re: Cornerstone - Lisa Ramsey/TX
5/10/2005 10:36:05 AM (3303 views)
Re: Cornerstone - Kevin Ahern/CT
5/10/2005 10:57:51 AM (3312 views)
Re: Cornerstone - Lisa Ramsey/TX
5/10/2005 11:06:42 AM (3367 views)
Re: Cornerstone - Kevin Ahern/CT
5/10/2005 11:59:02 AM (3359 views)
Re: Cornerstone - Lisa Ramsey/TX
5/18/2005 1:15:43 PM (3279 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 12:57:33 PM (3420 views)
Re: Cornerstone - Robert Franco/OH
5/20/2005 2:47:21 PM (3243 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 3:33:23 PM (3206 views)
Re: Cornerstone - Kevin Ahern/CT
5/20/2005 3:25:14 PM (3244 views)
Re: Cornerstone - MARC DAVIS/NY
5/11/2005 10:21:08 AM (3275 views)
Re: Cornerstone - Helene/GA
5/9/2005 11:42:48 PM (3292 views)
Cornerstone Real Estate Services - Jay Duncan/MO
6/15/2005 8:42:43 AM (3324 views)

E&O Insurance - Donna McKamy/MT
5/2/2005 1:02:54 PM (2286 views)
Re: E&O Insurance - Jay Duncan/MO
5/2/2005 1:51:10 PM (3334 views)
Re: E&O Insurance - Aimee Raines Raines/VA
5/4/2005 9:25:32 PM (3142 views)

Nevada Title Plant - Florida Flame/FL
4/29/2005 9:17:22 PM (2070 views)

Co-Ops in California - Matthew DeLand/NY
4/29/2005 9:36:52 AM (2281 views)
Re: Co-Ops in California - Kathy Clark/CA
5/3/2005 10:57:11 PM (3210 views)
Re: Co-Ops in California - Jason Sheppard/PA
5/6/2005 5:22:28 PM (3218 views)


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