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W-9 - Judy Nisonger/CA
12/15/2004 2:55:47 AM (2292 views)
Re: W-9 - Shannon Blatt/VA
12/15/2004 9:54:18 AM (3308 views)
Re: W-9 - Judy Nisonger/CA
12/15/2004 6:38:33 PM (3173 views)

One Big Mess! - Judy Nisonger/CA
12/15/2004 2:43:07 AM (2476 views)
Re: One Big Mess! - Loretta Reed/MD
12/15/2004 9:00:28 AM (3303 views)
Re: One Big Mess! - Shannon Blatt/VA
12/15/2004 9:51:51 AM (3440 views)
Re: One Big Mess! - Robert Franco/OH
12/15/2004 10:46:02 AM (3398 views)
Re: One Big Mess! - David Bloys/TX
12/15/2004 11:20:43 AM (3437 views)
Re: One Big Mess! - Judy Nisonger/CA
12/15/2004 6:37:48 PM (3378 views)

Good tips! - Jay Duncan/MO
12/14/2004 9:08:36 AM (1835 views)

REMINDER! - Robert Franco/OH
12/13/2004 12:40:10 PM (2972 views)

Glad I found this message board - Gregory Butzek/WI
12/13/2004 11:50:46 AM (1820 views)




Witness Only Closings - Danielle Nelson/WI
12/13/2004 11:48:27 AM (2632 views)
Re: Witness Only Closings - kevin ahern/CT
12/13/2004 1:26:46 PM (3381 views)
Re: Witness Only Closings - Susan Pullins/OH
12/13/2004 6:14:39 PM (4774 views)

211m U.S. residents' records for sale - David Bloys/TX
12/12/2004 10:28:35 PM (3381 views)
Re: 211m U.S. residents' records for sale - Garland Burnett/NM
12/13/2004 4:12:02 AM (3389 views)
Re: 211m U.S. residents' records for sale - David Bloys/TX
12/13/2004 8:34:14 AM (3335 views)
Re: 211m U.S. residents' records for sale - kevin ahern/CT
12/13/2004 11:04:25 AM (3450 views)
Re: 211m U.S. residents' records for sale - David Bloys/TX
12/13/2004 11:26:21 AM (3382 views)
Found the article - David Bloys/TX
12/13/2004 12:19:14 PM (3456 views)
Found her - David Bloys/TX
12/13/2004 3:50:01 PM (4826 views)

Bulk Release of public records - David Bloys/TX
12/12/2004 11:23:03 AM (2942 views)

Education - Shannon Blatt/VA
12/12/2004 1:28:00 AM (2279 views)
Survey Says - Shannon Blatt/VA
12/13/2004 9:50:01 PM (3364 views)

ALTA, Hello??? Anyone there??? - Jay Duncan/MO
12/11/2004 12:27:52 PM (3476 views)

Self Serve title searches - Shannon Blatt/VA
12/10/2004 6:55:00 PM (3360 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/10/2004 7:24:48 PM (3532 views)
Re: Self Serve title searches - Judy Nisonger/CA
12/11/2004 12:49:33 AM (3546 views)
Re: Self Serve title searches - kevin ahern/CT
12/11/2004 6:50:05 AM (3613 views)
Re: Self Serve title searches - Kurt deVries/FL
12/13/2004 9:30:48 AM (3413 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 10:07:42 AM (3470 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 1:14:00 PM (4871 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 2:16:01 PM (3475 views)
Re: Self Serve title searches - Robert Franco/OH
12/14/2004 2:58:15 PM (3428 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 3:45:08 PM (3452 views)
Re: Self Serve title searches - Charles Skinner/NY
12/14/2004 4:41:42 PM (3426 views)
Re: Self Serve title searches - David Bloys/TX
12/14/2004 6:15:06 PM (3428 views)
Re: Self Serve title searches - Charles Skinner/NY
12/15/2004 10:13:20 AM (3460 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 11:11:56 AM (5041 views)
Re: Self Serve title searches - Charles Skinner/NY
12/15/2004 2:09:18 PM (3455 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 3:15:08 PM (3520 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 4:22:32 PM (3468 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 5:16:14 PM (3495 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 6:29:10 PM (3443 views)
Re: Self Serve title searches - David Bloys/TX
12/15/2004 8:15:17 PM (3424 views)
Re: Self Serve title searches - Robert Franco/OH
12/14/2004 2:05:32 PM (3403 views)
Re: Self Serve title searches - Lisa Ramsey/TX
12/15/2004 11:38:13 AM (3314 views)
Re: Self Serve title searches - kevin ahern/CT
12/15/2004 7:24:57 AM (3451 views)

The value added concept of marketing is a viable alternative to the increased pressure placed on title searchers to reduce their prices. My thought on the subject would be to possibly offer the client more than just the title search...possibly combine several services into a one stop title/closing service. The lenders have subcontracted out the title and closing function to title companies who in turn then subcontract out the title searches, witness signings and recordings to a number of separate people that they maintain on a vendor list. They have to negotiate a fee for each one of them. In so far as the witness closers are concerned, most of the time the signing services and title companies have only a matter of hours to locate a notary or attorney to close the loan. In many cases they have to call a number of notaries/attorneys to close the loan because the notary or attorney already has a closing scheduled or because they can not agree on a price for the closing services. Suppose one vendor was able to offer the title company the complete package for a negotiated fee. In this area a current owner search currently markets for $50.00. A witness closing markets for $50.00-$75.00 (Some clients will pay $100.00) plus $35.00-$50.00 for downloading, printing and copying of edocs. A recording/bringdown goes for $50.00.. total cost, $185.00 to $250.00. If the vendor can offer the full scope of services it leaves him/her the flexibility to make up losses on title searches with the higher cost of closings. I think that Darwin has proved that those that do not adapt to a changing environment do not survive. Is this a concept one that SOT may entertain in its proposed marketing efforts?

With respect to the debate over the availability of public records, I think a distinction has to be drawn between the written records available to title searchers and the general public in the local land records office and the wholesale publication of the information on the internet. While it is true that in the cases cited on this board that crimes perpetrated could have been accomplished either by searching the local records or downloading it from the internet, I think that enforcement of the law and arrest of the perpetrators is greatly facilitated if the records are not published on the internet. Here in Connecticut some of the Town Halls have adopted a sign in program before a searcher can enter the vault to examine the public records. While it is not a perfect system, it does limit the scope of the search for the perpetrator. On the other hand once the information is published on the internet, you never know who or where in the world the information is viewed. If downloaded in a third world nation and used for unlawful purposes, there is virtually no way to enforce the law. I think David Bloys has some very good points in the concerns that he has voiced on this board. No one is going to stop the advance of technology in the computer age, but something needs to be done to prevent abuse of the technology.

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Re: Self Serve title searches - Douglas Gallant/OH
12/15/2004 3:58:18 PM (3363 views)
Re: Self Serve title searches - Michelle Bernard/LA
12/13/2004 6:31:11 PM (3419 views)
Re: Self Serve title searches - Lisa Ramsey/TX
12/11/2004 12:14:16 PM (3523 views)
Re: Self Serve title searches - John Redhead/NY
12/14/2004 12:13:49 PM (3458 views)
Re: Self Serve title searches - Douglas Gallant/OH
12/14/2004 6:29:35 PM (3460 views)

Is Your Business Worth It??? - Jay Duncan/MO
12/10/2004 6:02:18 PM (2725 views)

infinity data - Robert Breakell/CT
12/10/2004 8:53:35 AM (2456 views)
Re: infinity data - David Bloys/TX
12/10/2004 9:47:46 AM (3493 views)
Re: infinity data - Robert Breakell/CT
12/10/2004 3:58:48 PM (3385 views)
Re: infinity data - Robert Franco/OH
12/10/2004 1:02:43 PM (3395 views)
Re: infinity data - Robert Breakell/CT
12/10/2004 3:49:12 PM (3396 views)
Re: infinity data - Robert Franco/OH
12/10/2004 4:19:45 PM (3406 views)
Re: infinity data - Douglas Gallant/OH
12/10/2004 5:05:05 PM (3385 views)
Re: infinity data - Lisa Ramsey/TX
12/10/2004 6:34:52 PM (3184 views)
Re: infinity data - Robert Franco/OH
12/10/2004 6:54:49 PM (3268 views)
Re: infinity data - Robert Franco/OH
12/10/2004 6:51:46 PM (3346 views)
Re: infinity data - David Bloys/TX
12/10/2004 8:06:25 PM (3254 views)
Re: infinity data - David Bloys/TX
12/10/2004 7:24:35 PM (3222 views)
Re: infinity data - Lisa Ramsey/TX
12/11/2004 11:58:01 AM (3263 views)
Re: infinity data - David Bloys/TX
12/11/2004 1:04:18 PM (3286 views)
Re: infinity data - Jay Duncan/MO
12/11/2004 4:15:11 PM (3301 views)
Re: infinity data - David Bloys/TX
12/10/2004 6:55:13 PM (3231 views)
Re: infinity data - Douglas Gallant/OH
12/10/2004 7:18:23 PM (3070 views)
Re: infinity data - David Bloys/TX
12/10/2004 7:35:47 PM (3130 views)
Re: infinity data - Judy Nisonger/CA
12/11/2004 12:35:05 AM (3051 views)
Re: infinity data - kevin ahern/CT
12/11/2004 6:26:32 AM (3254 views)
Re: infinity data - David Bloys/TX
12/11/2004 10:25:01 AM (3102 views)
Re: infinity data - Jay Duncan/MO
12/11/2004 11:55:46 AM (3129 views)
Re: infinity data - kevin ahern/CT
12/11/2004 1:11:30 PM (3173 views)
Re: infinity data - Robert Franco/OH
12/12/2004 12:46:21 AM (3123 views)
Re: infinity data - David Bloys/TX
12/11/2004 1:17:36 PM (2977 views)
Re: infinity data - Douglas Gallant/OH
12/11/2004 3:21:11 PM (3066 views)
Re: infinity data - Judy Nisonger/CA
12/12/2004 1:32:47 PM (3069 views)
Re: infinity data - David Bloys/TX
12/12/2004 2:14:26 PM (3008 views)

Baby - Shannon Blatt/VA
12/9/2004 6:37:29 PM (2276 views)
Re: Baby - Robert Franco/OH
12/9/2004 6:43:12 PM (3199 views)
Re: Baby - Judy Nisonger/CA
12/10/2004 1:00:54 AM (3029 views)
Re: Baby - Judy Nisonger/CA
12/10/2004 1:01:10 AM (3082 views)
Re: Baby - Jay Duncan
12/10/2004 7:54:50 AM (3058 views)
Re: Baby - Lisa Ramsey/TX
12/10/2004 10:25:55 AM (3181 views)

Maryland Dailup system - anonymous/MD
12/9/2004 8:45:59 AM (2341 views)
Re: Maryland Dailup system - Loretta Reed/MD
12/9/2004 11:39:17 PM (3041 views)


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