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[+] Helping out a fellow abstractor - Rebecca Cowart/MS (2 replies)
10/12/2011 6:46:33 AM (2417 views)

[-] Mis-using RESPA SECTION 9 ? - edward hartung/OH (7 replies)
10/10/2011 2:15:03 PM (2570 views)

In our Northern Ohio area the Seller and Buyer typically split the owner's policy premium. Some selling Realtor's (on "behalf" ? of the Buyer ) who desire to use their own title company which is often a  company directly affiliated with the selling Realtor, may be mis-interpreting the wording of Respa Section 9 to unfairly steer the listing agent and seller into believing that the seller, although still paying for half the owner's policy, will surely violate Respa  by attempting to negotiate the title company that will be issuing  it. After "playing the Respa Section 9 Card"  the selling Realtor often convinces the seller and listing Realtor that , regardless of the premium being split, only the Buyer has the right to contractually choose which title company to use for the Owner's Policy. I believe that Respa Section 9 only relates to transactions that involve federally related mortgages and therefore only relates as to the Buyer's Loan Policy, not the Owner's Policy. The Owner's Policy, if being split, is always negotiable between the parties. Comments welcome.

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Re: Mis-using RESPA SECTION 9 ? - Robert Franco/OH
10/10/2011 3:22:57 PM (2225 views)
Re: Mis-using RESPA SECTION 9 ? - edward hartung/OH
10/10/2011 3:53:09 PM (2154 views)
Re: Mis-using RESPA SECTION 9 ? - Robert Franco/OH
10/10/2011 5:19:06 PM (2164 views)
Re: Mis-using RESPA SECTION 9 ? - edward hartung/OH
10/10/2011 6:47:28 PM (2070 views)
Re: Mis-using RESPA SECTION 9 ? - Robert Franco/OH
10/10/2011 7:03:28 PM (2112 views)
Re: Mis-using RESPA SECTION 9 ? - edward hartung/OH
10/10/2011 7:59:12 PM (2058 views)
Re: Mis-using RESPA SECTION 9 ? - Patrick Scott/IL
10/10/2011 7:14:44 PM (2035 views)

[+] Boston National in NC Bad Pay - Deborah Jackson/GA (5 replies)
10/10/2011 11:37:52 AM (2581 views)

[+] Question for VMs and Title Agents - Scott Perry/PA (9 replies)
10/10/2011 10:49:01 AM (2483 views)

[+] Robosigning 2 Mortgage Foreclosure File Reviewers - Leigh Attridge/MA (1 reply)
10/10/2011 9:20:36 AM (3877 views)


Real Document Solutions


When the Uprooted Put Down Roots - Leigh Attridge/MA
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Update Your Directory Listing! - Robert Franco/OH
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[+] Full copies - H/GA (6 replies)
10/4/2011 11:54:56 PM (2868 views)

[+] CONDO and HOA liens; FYI new law - CHARLENE  PERRY/MD (4 replies)
10/4/2011 11:18:26 AM (2651 views)

[+] Abstrax LLC Apologizes - Leigh Attridge/MA (4 replies)
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[+] Comment on "Not Quite Fixed" - Source of Title/OH (3 replies)
10/3/2011 2:26:16 PM (2547 views)

[+] RedVision - Alix Ott/MI (3 replies)
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[+] Bank of America Gets Foreclosed On! - Edward Huguenin/SC (16 replies)
10/2/2011 9:26:47 AM (4540 views)

[+] Abstracts USA back? - Brandon/MI (1 reply)
9/27/2011 10:28:20 AM (2867 views)


<< get older messagesget newer messages >>

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