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[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (975 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (1385 views)

[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (1097 views)

[-] Judgment Reporting - F P/VA (15 replies)
7/16/2019 12:13:18 PM (1571 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (897 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (831 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (525 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (557 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (692 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (587 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (609 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (591 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (191 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (632 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (573 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (483 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (607 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (334 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (193 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (913 views)


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[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (1314 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (655 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (839 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2001 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1104 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (1107 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (1067 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (705 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (939 views)

[+] Indus Abstract Services, Inc. - Smitty Strickland/SC (5 replies)
6/23/2019 1:47:26 PM (1051 views)


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