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[+] North Star from GA - Sherry Greene/MI (7 replies)
7/26/2019 7:44:44 AM (1972 views)

[+] Chow at CLK Title - g h/SC (2 replies)
7/25/2019 4:32:17 PM (1644 views)

[+] ANY ONE HEARD OF REMEDIAL INFOTECH - Jason Knowles/AL (6 replies)
7/23/2019 3:24:56 PM (1551 views)

[+] BEWARE - Ryaan Tech Solutions Inc. - Robert Weber/PA (4 replies)
7/22/2019 1:16:50 PM (1760 views)

[+] Fought E&O Claim - Ellen Maher/MI (1 reply)
7/18/2019 5:36:45 PM (2150 views)


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[+] Title Solutions, Inc. NOT CLOSING (Virginia) - Hugh Ickrath/VA (1 reply)
7/16/2019 1:25:49 PM (2367 views)

[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (2366 views)

This is just my opinion, maybe I'm wrong, but it's how I was taught. We are abstractors, not underwriters.

Example:  The homeowner is Lisa Davis Johnson.  I report all judgments against Lisa Johnson and Lisa Davis regardless of the middle initial.  Unless I was provided a social security number I do not eliminate judgments by middle initial.

Yesterday I got a request for a pre-foreclosure search.  With instructions that they believe the abstractor who did the search last year (not me) missed a judgement.  The abstractor only reported one judgment.  Lisa Davis Johnson has a middle name and it's not Davis, Davis is her maiden name, which seems obvious to me.  The prior abstractor only reported one judgment against Lisa Johnson, because the rest had a middle initial and it wasn't "D" for Davis.  They missed a $56,000 judgment again Lisa M. Johnson, who is the same person as Lisa Davis Johnson, her actual middle name is Marie.  This has been verified with the title company. (they reported none against Lisa Davis)

As much as you'd like think so, you don't have all the information that the title company has on this homeowner.   It's the underwriters job to eliminate judgments.  I feel bad for the abstractor who is about to find out that they missed this judgment that was recorded prior to the mortgage that they did the search for.  I say don't eliminate judgments by middle initial.  I guess I'm old school.  Are you all eliminating judgments by middle initial?

 

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Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (1540 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (1500 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (1220 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (1265 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (221 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (1416 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (1132 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (1287 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (1232 views)
Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (683 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (229 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (1287 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (1192 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (209 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (989 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (260 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (1249 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (240 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (1057 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (699 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (251 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (1443 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (2132 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (1324 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (1987 views)

[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (2781 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (1819 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (1866 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (1714 views)


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