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[-] Judgment Reporting - F P/VA (21 replies)
7/16/2019 12:13:18 PM (3394 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/16/2019 12:51:50 PM (2694 views)
Re: Judgment Reporting - F P/VA
7/16/2019 1:23:14 PM (2745 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:32:28 AM (2413 views)
Re: Judgment Reporting - Judy Maclauchlan/LA
8/9/2019 10:30:17 AM (2482 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:08:43 AM (1180 views)
Re: Judgment Reporting - neil hethorn/TX
7/22/2019 9:06:41 AM (2537 views)
Re: Judgment Reporting - Victoria  Wertz/GA
7/23/2019 12:58:13 PM (2294 views)
Re: Judgment Reporting - g h/SC
7/25/2019 10:02:01 AM (2408 views)
Re: Judgment Reporting - F P/VA
7/28/2019 2:22:06 PM (2326 views)

 GH, having worked in office at a title company, I can tell you, they don't want excessive judgments because they have to do their job by checking each one to be sure it's not their borrower. Excessive is judgments with the wrong middle initial. Most of the time the judgment is not their borrower but sometimes it is. It's time consuming for them. They'd rather abstractors take the risk of not reporting them, so they don't have to check so many of them.  I always report them, I'm not taking the hit on my E&O.  Even when they put in the order to eliminate by middle initial, I don't eliminate.  Just because I have been doing this for soo long, I've seen plenty of judgments with the wrong middle initial that were actually their borrower.  I wont take that risk.  Here's one reason: Years ago  I reported a $295,000.00 judgment against a male borrower with a very common name, and the middle initial did not match the order or the deed.  The title company eliminated the judgment and did not report it to the lender.  Some time later the property foreclosed, and the judgment they didn't report was brought to their attention. (several people dropped the ball on this one)  The courts said it was a valid judgment. The title company said I didn't report the judgment so I was responsible.  I provided my whole file on the property and proved I did report the judgment.  So the title company, not me, was on the hook for $295,000.00. It can and does happen.  I will always report all possible judgments even if excessive.  
 

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Re: Judgment Reporting - DEBORAH WASKOW/TX
11/11/2019 8:35:29 AM (1838 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:06 AM (1306 views)
Re: Judgment Reporting - Naomi Backes/NC
7/26/2019 6:42:47 PM (2507 views)
Re: Judgment Reporting - Carol Clark/NY
7/27/2019 4:13:55 PM (2317 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:10:58 AM (1208 views)
Re: Judgment Reporting - Steve Daigle, Sr./LA
8/5/2019 8:38:26 AM (2115 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:12:10 AM (1225 views)
Re: Judgment Reporting - Scott Perry/PA
8/9/2019 4:58:07 PM (2415 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:13:37 AM (1204 views)
Re: Judgment Reporting - Jamie Singleton/TN
11/4/2019 7:39:25 PM (2214 views)
Re: Judgment Reporting - Dianne Barnidge/MS
11/11/2019 9:38:13 AM (1902 views)
Re: Judgment Reporting - Rock smith/FL
4/7/2021 10:15:00 AM (1265 views)

Working on opening title company - Miranda Geist/PA
7/16/2019 10:48:51 AM (2304 views)

[+] Title Solutions - Closed - Jay Duncan/MO (4 replies)
7/13/2019 10:23:33 AM (3099 views)

[+] AAPL Standards - Larry Platt/PA (1 reply)
7/12/2019 11:30:57 AM (2174 views)

[+] ALTA Security Breach - Jay Duncan/MO (1 reply)
7/8/2019 9:33:41 AM (3125 views)




[+] Zillow doing title searches - F P/VA (4 replies)
7/4/2019 12:12:09 AM (3891 views)

[+] Lumar Docs - Amber Townsend/MD (6 replies)
6/27/2019 12:22:27 PM (2876 views)

[+] PNA Title Services - Judy Nisonger/CA (4 replies)
6/25/2019 3:23:40 PM (2902 views)

[+] Fees - Judy Nisonger/CA (6 replies)
6/25/2019 3:05:50 PM (2692 views)

Empire Research, LLC - Rita Killary/NY
6/24/2019 1:02:32 PM (2067 views)

[+] Vistro Info - Smitty Strickland/SC (8 replies)
6/23/2019 6:21:23 PM (2556 views)

[+] Indus Abstract Services, Inc. - Smitty Strickland/SC (5 replies)
6/23/2019 1:47:26 PM (2911 views)

[+] Servicelink - Sherry Greene/MI (11 replies)
6/19/2019 5:05:13 PM (3963 views)

[+] I'm done with "gap searches" - Alix Ott/MI (9 replies)
6/19/2019 4:05:08 PM (3129 views)

[+] E&O Insurance - Tammy Killian/WA (3 replies)
6/19/2019 1:56:17 PM (2399 views)


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