As the article stated the lenders are buried in applications and I have forgotten where I read it, forgive me, that lenders actually bumped their rates up a little to try to slow down the applications a little.

I do believe business will pick up in refi's since not everyone will, no doubt, get a check from the government.  Those who will be able to continue and pick up the pieces will refi to pay off the bills and others, who are not as luck, we will be doing the foreclosure work.

Praying everyone is staying healthy and safe and that this crisis will be short lived.