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Source of Title Blog : General Interest

Affordable Care Act ("Obamacare") Allows Tax Credits to Eligible Small Employers
by Robert Franco | 2013/08/16

I wrote this blog for my law firm Web site.  However, seeing as many of us on Source of Title are small employers, I thought it would be good information to share here.  If you are an "eligible small business" you may qualify for a tax credit to help pay for your employees' health insurance.

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Categories: General Interest, Legislation

Source of Title Blog :: 0 comments ::

Shockingly Inadequate Argument in Foreclosure Appeal
by Robert Franco | 2013/07/17

Apparently, in the underlying foreclosure case the lender sought reformation to correct a typo in the legal description and the homeowner argued that the mistake was not "mutual," therefore the lender was not entitled to reformation and could not foreclose "due to an improper and incorrect legal description."  The trial court granted summary judgment to the lender and the homeowner appealed.

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Categories: General Interest

Source of Title Blog :: 3 comments ::

10th Anniversary Retrospective
by Robert Franco | 2012/10/22

A couple of months ago, I noticed that Source of Title was approaching its 10th anniversary.  The very first company to register on Source of Title did so on September 30, 2002.  I still have a hard time believing that it has been 10 years already.  As such I thought I would spend a little time blogging about where we started, where we are, and how we got here.  Also, a few of the things we have done that worked out well... and a few that didn't.

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Categories: General Interest

Source of Title Blog :: 3 comments ::

Obama vs. Romney: Who holds the edge on housing policy?
by Robert Franco | 2012/07/17

We are all in the housing industry - to some extent, our future is dependent on a strong and stable housing market.  I saw an article indicating that Realtors favor Mitt Romney in the upcoming election and I began to wonder what plans each candidate had for restoring our housing market.  So, while I have done some research to see what has been reported on each candidates' position on housing, I am curious to know what you think.  Based solely on their expressed views of the housing market, and leaving general partisan sentiments aside, who do you favor and why?

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Categories: Foreclosures, General Interest, Mortgage Industry, Opportunities

Source of Title Blog :: 6 comments ::

Hypothetical: Life Estates
by Robert Franco | 2012/05/05

This site is dedicated to title issues, and particularly title searching.  Because I believe it is important to discuss issues that come up in the course of a title search, I have posted some hypothetical questions in the past that were inspired by actual searches.  We have discussed recording statutes and survivorship tenancy.  Most recently, I posted a hypothetical on life estates in the forums. 

This hypothetical is based on a fact pattern from an actual title search.  My first thought was "the client will certainly call me with questions on this one," so I thought it would make for a good discussion here.

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Categories: Abstractors, General Interest

Source of Title Blog :: 0 comments ::

Hypothetical: Same property sold twice!
by Robert Franco | 2011/08/15

Last week, I posted an Interesting Hypothetical Question in the forums.  Basically, the seller sold the same property to two different buyers on the same day, before either of them had the opportunity to record his deed.  The obvious question was "how owns the property?"  Is it the one who first took delivery of the deed, or the one who recorded first, by just minutes? 

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Categories: Fraudulent Transfers, General Interest, Title Problems

Source of Title Blog :: 2 comments ::

Federal Lawsuit Over $28 Dismissed in Illinois
by Robert Franco | 2011/07/18

Nobody likes to pay fees and taxes, but few individuals would literally make a federal case out of $28 in recording fees.  Robert J. Devereaux, Jr. did, however.  When he recorded a deed with the county recorder he was required to pay a Rental Housing Support Program surcharge of $10, a Geographic Information System fee of $15, and a document storage fee of $3.  He paid the fees under protest and filed suit in federal court.

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Categories: General Interest

Source of Title Blog :: 1 comments ::

A $5 Million Error: Just a simple mistake?
by Robert Franco | 2011/07/14

Cities across America are facing huge shortfalls in their budgets.  This means services are being cut and departments are seeing their budgets slashed.  Perhaps it is because these budget shortfalls are so common that nobody notice that the projection of an $11 million shortfall was off by about $5 million in Corpus Christi, Texas.

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Categories: General Interest, Technology

Source of Title Blog :: 2 comments ::

My Predictions for 2011
by Robert Franco | 2011/01/01

Typically at the end of a year, I write a blog about what we have seen change over the past year.  This year, however, I thought I would write about a few things that I think we might see coming in the year ahead.  I don't have a crystal ball, and I could certainly be wrong... but why not take a stab at predicting the title issues we will see forthcoming?

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Categories: General Interest, Title Industry

Source of Title Blog :: 6 comments ::

Always Be On Time!
by Robert Franco | 2010/09/30

When a bank representative was seven minutes late for a sheriff's sale, a 3,058 square foot home with 32.5 acres sold for $27,500, a bit shy of the bank's $114,253.45 mortgage.  The trial court refused to set aside the sale and the bank appealed, claiming that the price was "inadequate."

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Categories: Foreclosures, General Interest

Source of Title Blog :: 2 comments ::

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Source of Title Blog

Robert A. FrancoThe focus of this blog will be on sharing my thoughts and concerns related to the small title agents and abstractors. The industry has changed dramatically over the past ten years and I believe that we are just seeing the beginning. As the evolution continues, what will become of the many small independent title professionals who have long been the cornerstone of the industry?

Robert A. Franco
SOURCE OF TITLE

 

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